Credit union · NCUA insured
Marblehead Employees Credit Union Auto Loan Rates
Marblehead Employees Credit Union auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 15, 2026.
How Marblehead Employees Credit Union’s auto loan rates compare
Compared with banks and credit unions near Boston, MA-NH, where Marblehead Employees Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Marblehead Employees Credit Union
4.99%APR
- Terms
- 48–84 months
New Recent Auto 2025-2026
Lowest rate
Chelsea Employees Federal Credit Union
3.99%APR
- Terms
- up to 72 months
2nd-lowest rate
Hanscom Federal Credit Union
3.99%APR
- Terms
- up to 66 months
Marblehead Employees Credit Union auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Marblehead Employees Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Recent Auto 2025-2026
Security Req: Title & Insurance; Max amount: 100% Book Value. Term: 48-72 months, 84 months over $35,000 (current year).
| Terms | APR | Conditions |
|---|---|---|
| 48–84 months | 3.99% | Credit Score: 750-850 (Excellent); 84 months over $35,000 (current year); Max amount: 100% Book Value; Security: Title & Insurance |
| 48–84 months | 4.99% | Credit Score: 670-749 (Good); 84 months over $35,000 (current year); Max amount: 100% Book Value; Security: Title & Insurance |
| 48–84 months | 6.99% | Credit Score: 520-669 (Fair); 84 months over $35,000 (current year); Max amount: 100% Book Value; Security: Title & Insurance |
Sources (1)
- marbleheadcu.com/loan-rates · captured Oct 7, 2026
Used Auto 2024 or older
Security Req: Title & Insurance; Max amount: 100% Book Value. Term: 12-60 months dependent on condition & mileage of auto.
| Terms | APR | Conditions |
|---|---|---|
| 12–60 months | 3.99% | Credit Score: 750-850 (Excellent); Term dependent on condition & mileage of auto; Max amount: 100% Book Value; Security: Title & Insurance |
| 12–60 months | 4.99% | Credit Score: 670-749 (Good); Term dependent on condition & mileage of auto; Max amount: 100% Book Value; Security: Title & Insurance |
| 12–60 months | 6.99% | Credit Score: 520-669 (Fair); Term dependent on condition & mileage of auto; Max amount: 100% Book Value; Security: Title & Insurance |
Sources (1)
- marbleheadcu.com/loan-rates · captured Oct 7, 2026
Who can join Marblehead Employees Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of the Credit Union.
Military, government and schools
- Employees, Elected and Appointed Officials of the town of Marblehead.
- Employees of the Marblehead Housing Authority.
- Employees and officials of the Marblehead Community Charter Public Schools.
Family and household
- Spouses, Parents, Step-Parents, Children, Siblings, Step-Siblings, Grandparents, Step-Grandparents, Grandchildren and Step-Grandchildren of a member.
- Spouses of persons who have died while within the field of membership.
1 more way to join
Other ways
- Persons retired as pensioners or annuitants from the above employment.
Membership information collected October 5, 2026.