Bank · FDIC insured
Marblehead Bank CD Rates
Marblehead Bank’s best CD rate is 4.00% APY on a 7-month CD. Terms run from 3 months to 3 years. Rates checked October 15, 2026.
How Marblehead Bank’s CD rates compare
Compared with banks and credit unions near Boston, MA-NH, where Marblehead Bank has the most branches. $10,000, best rate first.
This bank’s best
Marblehead Bank
4.00%APY
- Term
- 7 months
- Minimum
- $500
- Earns on $10,000
- $231
Certificate of Deposit
Top rate
RiverWorks Credit Union
4.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $237
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
Marblehead Bank CD score
78
CD score
Higher than 47% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo3.00%
- 16–30 months16–30 mo3.00%
- 31–60 months31–60 mo3.00%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Marblehead Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.00%APY · 13 terms
$500 minimum deposit to open account and minimum balance to obtain APY. Terms ranging from 3 months to 3 years. Interest compounded and paid monthly. Automatic renewal. Early withdrawal penalty may be imposed.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 2.50% | $62 |
| 4 months | 3.51% | $116 |
| 6 months | 3.51% | $174 |
| 7 months | 4.00% | $231 |
| 8 months | 3.00% | $199 |
| 9 months | 3.00% | $224 |
| 11 months | 3.00% | $275 |
| 12 months | 0.15% | $15 |
| 14 months | 0.20% | $23 |
| 15 months | 2.75% | $345 |
| 18 months | 0.25% | $38 |
| 24 months | 3.00% | $609 |
| 36 months | 3.00% | $927 |
Sources (2)
All captured Oct 15, 2026
Special-purpose accounts
IRA Certificates of Deposit
Up to 4.00%APY · 13 terms
Same rates and terms as regular Certificates of Deposit. $500 minimum deposit to open account. Minimum balance required to obtain APY. Early withdrawal penalty may be imposed.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 2.50% | $62 |
| 4 months | 3.51% | $116 |
| 6 months | 3.51% | $174 |
| 7 months | 4.00% | $231 |
| 8 months | 3.00% | $199 |
| 9 months | 3.00% | $224 |
| 11 months | 3.00% | $275 |
| 12 months | 0.15% | $15 |
| 14 months | 0.20% | $23 |
| 15 months | 2.75% | $345 |
| 18 months | 0.25% | $38 |
| 24 months | 3.00% | $609 |
| 36 months | 3.00% | $927 |
Sources (2)
All captured Oct 15, 2026
Premier Certificate of Deposit
0.20%APY · 1 term
Must have a Premier Interest Checking Account to open and obtain APY. Also available for retirement accounts. $10,000 minimum deposit to open account and minimum balance to obtain APY. Interest compounded and paid monthly. Early withdrawal penalty may be imposed.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsMust have Premier Interest Checking to open and obtain APY | 0.20% | $20 |
Sources (3)
- marblebank.com/banking/cds-iras
- marblebank.com/banking/cds-iras/certificates-of-deposit
- marblebank.com/banking/cds-ira…-certificates-of-deposit
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.