Bank · FDIC insured
Manasquan Bank CD Rates
Manasquan Bank’s best CD rate is 4.00% APY on a 2-year CD. Terms run from 6 months to 7 years. Rates checked October 22, 2026.
How Manasquan Bank’s CD rates compare
Compared with banks and credit unions near New York, NY-NJ, where Manasquan Bank has the most branches. $10,000, best rate first.
This bank’s best
Manasquan Bank
4.00%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $816
Certificates of Deposit
Top rate
Liberty Bank of New Jersey
5.00%APY
- Term
- 4 months
- Minimum
- $1,000
- Earns on $10,000
- $164
2nd-highest rate
Palisades Credit Union
5.00%APY
- Term
- 11 months
- Minimum
- $500
- Earns on $10,000
- $457
Manasquan Bank CD score
80
CD score
Higher than 53% of U.S. banks and credit unions
- 3–8 months3–8 mo2.50%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo4.00%
- 31–60 months31–60 mo3.00%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Manasquan Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.00%APY · 8 terms
Interest calculated using the daily balance method. Maximum deposit to open online is $250,000.00; larger deposits must be established at a branch. Automatically renews at maturity with a 7-day grace period. Early withdrawal penalty equals 3 months of interest for terms less than 12 months, or 6 months of interest for terms greater than 12 months. Interest can remain for compounding or be withdrawn by check if a $5,000 balance is maintained.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsTerm is 182 days. Interest compounded monthly and credited monthly | 2.50% | $124 |
| 12 monthsTerm is 1 year. Interest compounded continuously and credited monthly | 3.25% | $325 |
| 14 months14 Month Special. Interest compounded continuously and credited monthly | 3.75% | $439 |
| 18 monthsTerm is 18 months. Interest compounded continuously and credited monthly | 3.80% | $575 |
| 24 monthsTerm is 2 years. Interest compounded continuously and credited monthly | 4.00% | $816 |
| 36 monthsTerm is 3 years. Interest compounded monthly and credited monthly | 3.00% | $927 |
| 60 monthsTerm is 5 years. Interest compounded monthly and credited monthly | 3.00% | $1,593 |
| 84 monthsTerm is 7 years. Interest compounded monthly and credited monthly | 3.00% | $2,299 |
Sources (2)
All captured Oct 4, 2026
Special-purpose accounts
IRA Market Pacer
3.80%APY · 1 term
Variable-rate 18-month retirement certificate starting with $25. Subject to change at any time to the rate currently being paid on the IRA Steady Earner. Additional deposits of any amount can be added on own schedule. Early withdrawal penalties may be waived for retirement distributions when the retiree is at least 59 1/2 years of age.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsVariable rate subject to change at any time to the rate currently being paid on the IRA Steady Earner. Interest compounded continuously and credited monthly | 3.80% | $575 |
IRA Steady Earner
3.80%APY · 1 term
Fixed-rate 18-month retirement certificate. Additional deposits of $25 or more may be made at any time. Early withdrawal penalty equals 6 months of interest; penalties may be waived for retirement distributions when the retiree is at least 59 1/2 years of age.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsInterest compounded continuously and credited monthly | 3.80% | $575 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.