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Credit union · NCUA insured

Malden Federal Credit Union Auto Loan Rates

Top Carrot, Carrot Score 88Top Carrot

Malden Federal Credit Union auto loans start at 4.95% APR for a new vehicle and 4.95% for a used one. Rates checked October 15, 2026.

How Malden Federal Credit Union’s auto loan rates compare

Compared with banks and credit unions near Boston, MA-NH, where Malden Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • Top Carrot, Carrot Score 88

    This credit union’s lowest

    Malden Federal Credit Union

    4.95%APR

    Terms
    24–60 months

    New Auto

  • Top Carrot, Carrot Score 91

    Lowest rate

    Chelsea Employees Federal Credit Union

    3.99%APR

    Terms
    up to 72 months

    Chelsea Employees Federal Credit Union rates

  • Top Carrot, Carrot Score 99

    2nd-lowest rate

    Hanscom Federal Credit Union

    3.99%APR

    Terms
    up to 66 months

    Hanscom Federal Credit Union rates

Compare auto loan rates near you →

Malden Federal Credit Union auto loan score

86

Auto loan score

Higher than 72% of U.S. banks and credit unions

By vehicle
  • New vehicleNew4.95%
  • Used vehicleUsed4.95%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Malden Federal Credit Union ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Malden Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of Catholic Charities who work in Malden, MA.
  • Employees of Partnership for Community Schools, Malden, MA.
  • Employees of this credit union.
  • Employees of Sacred Heart Parish, Cheverus School, Malden, MA.

Military, government and schools

  • Employees of the City of Malden, who work in Malden, MA.
  • Employees of Malden Housing Authority.
8 more ways to join

Military, government and schools

  • Employees of Malden Catholic High, Malden MA.
  • Employees of the Malden School Department, Malden MA.
  • Employees of the Mystic Valley Advantage Regional Charter School, Malden, MA.
  • Malden School Committee Members.

Family and household

  • Members of immediate families (spouses, children, parents, siblings, in-laws, grandparents, grandchildren) of eligible persons.
  • Spouses of persons who have died while in the field of membership of this credit union.

Other ways

  • Organizations of persons in the field of membership.
  • Persons retired as pensioners or annuitants from the qualifying employments.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
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