Skip to content

Credit union · NCUA insured

Malden Federal Credit Union Credit Card Rates

Top Carrot, Carrot Score 88Top Carrot

Malden Federal Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.

How Malden Federal Credit Union’s credit card rates compare

Compared with banks and credit unions near Boston, MA-NH, where Malden Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • Top Carrot, Carrot Score 88

    This credit union’s lowest

    Malden Federal Credit Union

    9.90%APR

    Up to
    —

    Visa Credit Card

  • Top Carrot, Carrot Score 95

    Lowest rate

    Albright Credit Union

    7.99%APR

    Up to
    17.99% APR

    Albright Credit Union rates

  • Top Carrot, Carrot Score 89

    2nd-lowest rate

    Beverly Municipal Federal Credit Union

    7.99%APR

    Up to
    —

    Beverly Municipal Federal Credit Union rates

Compare credit card rates near you →

Malden Federal Credit Union credit card score

84

Credit card score

Higher than 65% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR9.90%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Malden Federal Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join Malden Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of Catholic Charities who work in Malden, MA.
  • Employees of Partnership for Community Schools, Malden, MA.
  • Employees of this credit union.
  • Employees of Sacred Heart Parish, Cheverus School, Malden, MA.

Military, government and schools

  • Employees of the City of Malden, who work in Malden, MA.
  • Employees of Malden Housing Authority.
8 more ways to join

Military, government and schools

  • Employees of Malden Catholic High, Malden MA.
  • Employees of the Malden School Department, Malden MA.
  • Employees of the Mystic Valley Advantage Regional Charter School, Malden, MA.
  • Malden School Committee Members.

Family and household

  • Members of immediate families (spouses, children, parents, siblings, in-laws, grandparents, grandchildren) of eligible persons.
  • Spouses of persons who have died while in the field of membership of this credit union.

Other ways

  • Organizations of persons in the field of membership.
  • Persons retired as pensioners or annuitants from the qualifying employments.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← Malden Federal Credit Union overview