Credit union · NCUA insured
Maine Savings Federal Credit Union Credit Card Rates
Maine Savings Federal Credit Union credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Maine Savings Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Bangor, ME, where Maine Savings Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Maine Savings Federal Credit Union
9.99%APR
Maine Savings Visa® Credit Card
Lowest rate
Lincoln Maine FCU
7.90%APR
2nd-lowest rate
Bangor Federal Credit Union
8.90%APR
Maine Savings Federal Credit Union credit card score
82
Credit card score
Higher than 58% of U.S. banks and credit unions
- Purchase APRPurchase APR9.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Maine Savings Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Maine Savings Visa® Credit Card
Fixed APR based on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99% | None | Fixed APR tier based on creditworthiness. No annual fee, cash advance fee, or balance transfer fee. |
| Ongoing | 10.99% | None | Fixed APR tier based on creditworthiness. No annual fee, cash advance fee, or balance transfer fee. |
| Ongoing | 11.99% | None | Fixed APR tier based on creditworthiness. No annual fee, cash advance fee, or balance transfer fee. |
| Ongoing | 12.90% | None | Fixed APR tier based on creditworthiness. No annual fee, cash advance fee, or balance transfer fee. |
| Ongoing | 18.00% | None | Fixed APR tier based on creditworthiness. No annual fee, cash advance fee, or balance transfer fee. |
Sources (1)
- mainesavings.com/personal/maine-savings-visa-credit-card · captured Oct 7, 2026
Who can join Maine Savings Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available based on where you live.
Employers and groups
- Membership is available based on where you work.
Family and household
- Membership is available based on relationship to another member.
Cost to join
- Membership requires depositing $5 to buy a share in a share account ($5 per member; refundable if leaving membership).
Membership information collected October 4, 2026.