Credit union · NCUA insured
Lincoln Maine FCU Credit Card Rates
Top CarrotLincoln Maine FCU credit cards start at 7.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Lincoln Maine FCU’s credit card rates compare
Compared with banks and credit unions near Bangor, ME, where Lincoln Maine FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Lincoln Maine FCU
7.90%APR
- Up to
- —
Visa Credit Card
2nd-lowest rate
Bangor Federal Credit Union
8.90%APR
- Up to
- —
3rd-lowest rate
The County Federal Credit Union
8.90%APR
- Up to
- 15.90% APR
Lincoln Maine FCU credit card score
93
Credit card score
Higher than 95% of U.S. banks and credit unions
- Purchase APRPurchase APR7.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Lincoln Maine FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
Must be a member to qualify.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.90% | None | Credit score 680+ |
| Ongoing | 8.90% | None | Credit score 640-679 |
| Ongoing | 13.90% | None | Credit score 600-639 |
| Ongoing | 17.90% | None | Credit score 550-599 |
Sources (2)
All captured Oct 7, 2026
Who can join Lincoln Maine FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, or worship in Penobscot County, ME are eligible for membership.
Family and household
- Immediate family members of persons who live, work, or worship in Penobscot County, ME are eligible for membership.
Other ways
- Organizations of persons who live, work, or worship in Penobscot County, ME are eligible for membership.
Cost to join
- There is a one-time $5.00 fee to open an account.
- Members are required to maintain at least a $25.00 prime share balance.
Membership information collected October 4, 2026.