Credit union · NCUA insured
Maine Savings Federal Credit Union Auto Loan Rates
Maine Savings Federal Credit Union auto loans start at 5.14% APR for a new vehicle and 5.19% for a used one. Rates checked October 22, 2026.
How Maine Savings Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Bangor, ME, where Maine Savings Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Maine Savings Federal Credit Union
5.14%APR
- Terms
- up to 120 months
New Auto
Lowest rate
University Credit Union
4.24%APR
- Terms
- 37–60 months
2nd-lowest rate
Eastmill Federal Credit Union
4.50%APR
- Terms
- 49–63 months
Maine Savings Federal Credit Union auto loan score
81
Auto loan score
Higher than 54% of U.S. banks and credit unions
- New vehicleNew5.14%
- Used vehicleUsed5.19%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Maine Savings Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto
Loans for new vehicles. Loan to value up to 125% (maximum 100% LTV for terms greater than 84 months). Rate may vary depending on credit history and underwriting factors. No prepayment penalties.
| Terms | APR | Conditions |
|---|---|---|
| up to 120 months | 5.14% | Approximate term up to 10 yrs. Terms greater than 84 months have a minimum loan amount of $60,000 with a maximum Loan To Value of 100%. Example APR of 5.14% based on term of 24 months with estimated monthly payment of $43.94 per $1,000.00 borrowed. Loan to value up to 125%. Standard rate; rate may vary depending on credit history and underwriting factors. |
Used Auto
Loans for used vehicles. Loan to value up to 125%. Rate may vary depending on credit history and underwriting factors. No prepayment penalties.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.19% | Approximate term up to 7 yrs. Loan to value up to 125%. Example APR of 5.19% based on term of 24 months with estimated monthly payment of $43.96 per $1,000.00 borrowed. Standard rate; rate may vary depending on credit history and underwriting factors. |
Who can join Maine Savings Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available based on where you live.
Employers and groups
- Membership is available based on where you work.
Family and household
- Membership is available based on relationship to another member.
Cost to join
- Membership requires depositing $5 to buy a share in a share account ($5 per member; refundable if leaving membership).
Membership information collected October 4, 2026.