Bank · FDIC insured
Magnolia State Bank Credit Card Rates
Magnolia State Bank doesn’t publish an ongoing APR for its credit cards, only a 12-month introductory rate. Rates checked October 22, 2026.
How Magnolia State Bank’s credit card rates compare
Compared with banks and credit unions in Georgia, where Magnolia State Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Magnolia State Bank
– –
- Up to
- —
No ongoing APR published
Lowest rate
Lanier Federal Credit Union
7.90%APR
- Up to
- 14.90% APR
2nd-lowest rate
MyGeorgia Credit Union
7.90%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Magnolia Classic
Variable APR on purchases based on creditworthiness. 0% Introductory APR on purchases and balance transfers for the first 12 billing cycles; afterwards, a variable APR will apply. A fee applies for balance transfers.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory rate on purchases and balance transfers for the first 12 billing cycles. A fee applies for each balance transferred. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- bankmsb.com/personal/loans/personal-credit-card · captured Oct 7, 2026
Magnolia Gold
Variable APR on purchases based on creditworthiness. 0% Introductory APR on purchases and balance transfers for the first 12 billing cycles; afterwards, a variable APR will apply. A fee applies for balance transfers.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory rate on purchases and balance transfers for the first 12 billing cycles. A fee applies for each balance transferred. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- bankmsb.com/personal/loans/personal-credit-card · captured Oct 7, 2026
Magnolia Platinum
Variable APR on purchases based on creditworthiness. 0% Introductory APR on purchases and balance transfers for the first 12 billing cycles; afterwards, a variable APR will apply. A fee applies for balance transfers.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory rate on purchases and balance transfers for the first 12 billing cycles. A fee applies for each balance transferred. |
No ongoing APR is published for this card, only the rate above.
Sources (2)
All captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.