Bank · FDIC insured
Macon Bank & Trust Company Credit Card Rates
Macon Bank & Trust Company credit cards start at 15.00% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Macon Bank & Trust Company’s credit card rates compare
Compared with banks and credit unions near Nashville, TN, where Macon Bank & Trust Company has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Macon Bank & Trust Company
15.00%APR
- Annual fee
- $35
- Up to
- —
Cash Back Rewards Card
Lowest rate
Heritage South
8.90%APR
- Annual fee
- None
- Up to
- 18.00% APR
2nd-lowest rate
Outreach FCU
8.90%APR
- Annual fee
- None
- Up to
- —
Macon Bank & Trust Company credit card score
61
Credit card score
Higher than 5% of U.S. banks and credit unions
- Purchase APRPurchase APR15.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Macon Bank & Trust Company ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Back Rewards Card
1% Cash back on all qualifying purchases with no cap
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | $35 | 0% APR on purchases and balance transfers for the first 7 billing cycles. $35 annual fee (Waived for first year). |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- macon.bank/credit-cards · captured Oct 15, 2026
Platinum Benefits Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | None | 0% APR on purchase and balance transfers for the first 7 billing cycles. No annual fee. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- macon.bank/credit-cards · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.