Bank · FDIC insured
Macon Bank & Trust Company
A $820.5M bank headquartered in Lafayette, TN, with 8 branches in Tennessee.
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Macon Bank & Trust Company
Macon Bank & Trust Company is based in Lafayette, Tennessee.
The bank operates eight branch offices located across four counties.
- Headquarters
- 609 Red Boiling Springs Rd, Lafayette, TN 37083
- FDIC certificate
- 6091 ↗
Branches
8 branches in Tennessee
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Tennessee
8 branches
Nashville area · 7
- Macon Bank and Trust CompanyMain office609 Red Boiling Springs Rd, Lafayette, TN 37083Directions
- Gallatin Branch685 Nashville Pike, Gallatin, TN 37066Directions
- Macon Bank And Trust Company Branch120 Mcmurry Blvd W, Hartsville, TN 37074Directions
- Lafayette BranchPublic Square, Lafayette, TN 37083Directions
- Red Boiling Springs Branch261 Market St, Red Boiling Springs, TN 37150Directions
- Westmoreland Branch5284 New Highway 31 E, Westmoreland, TN 37186Directions
- Westside Branch10363 Highway 52 W, Westmoreland, TN 37186Directions
Celina area · 1
- Celina Branch201 Main St, Celina, TN 38551Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.91% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.08% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.13% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $68 | $81 | — |
- CapitalLeverage ratio9.91%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.08%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.13%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$68Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Macon Bank & Trust Company are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.