Bank · FDIC insured
Luana Savings Bank Auto Loan Rates
Top CarrotLuana Savings Bank auto loans start at 5.45% APR for a new vehicle and 5.45% for a used one. Rates checked October 16, 2026.
How Luana Savings Bank’s auto loan rates compare
Compared with banks and credit unions near Des Moines, IA, where Luana Savings Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Luana Savings Bank
5.45%APR
- Terms
- —
Auto Loans
Lowest rate
Midland Credit Union
4.10%APR
- Terms
- —
2nd-lowest rate
Collins Community Credit Union
4.14%APR
- Terms
- up to 60 months
Luana Savings Bank auto loan score
75
Auto loan score
Higher than 39% of U.S. banks and credit unions
- New vehicleNew5.45%
- Used vehicleUsed5.45%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Luana Savings Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
All loans are subject to credit approval. Covers new and used cars and trucks (private party or dealership).
| Terms | APR | Conditions |
|---|---|---|
| — | 5.45% | 2024 Model Year & Newer with 10% Down Payment. Example: 5.462% APR based on 5 year $20,000 loan with 10% Down, 60 mo. payments of $381.67. |
| — | 5.65% | 2024 Model Year & Newer with 0% Down Payment |
| — | 5.76% | 2023 Models & Refinancing |
Sources (3)
- luanasavingsbank.com/borrow/auto-loans
- luanasavingsbank.com/resources/rates
- luanasavingsbank.com/resources/rates/auto-loan-rates
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.