Credit union · NCUA insured
Lower Columbia FCU Savings Rates
Lower Columbia FCU’s best savings rate is 0.25% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Lower Columbia FCU’s savings rates compare
Compared with banks and credit unions near Longview, WA, where Lower Columbia FCU has the most branches. $10,000, best rate first.
This credit union’s best
Lower Columbia FCU
0.25%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $25
Money Market
Top rate
iQ Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $300
2nd-highest rate
Columbia Bank
2.00%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $200
Lower Columbia FCU savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Lower Columbia FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.25%APY
The Money Market account requires a minimum balance of $1,000, but allows withdrawals of any amount at any time.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 and up | 0.25% | $25 |
Sources (3)
- lclfcu.org/allProductsServices.php · captured Sep 16, 2026
- lclfcu.org/savings-products.php · captured Sep 16, 2026
- lclfcu.org/rates.php · captured Oct 8, 2026
Who can join Lower Columbia FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members and employees of listed participating union/employer select groups (SEGs), as well as credit union employees and board members, are eligible for membership.
Family and household
- Family members of eligible members, including grandparents, parents, spouses, siblings, grandchildren, and children (including adopted and stepchildren), are eligible for membership.
Membership information collected October 4, 2026.