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Credit union · NCUA insured

Lower Columbia FCU Auto Loan Rates

Lower Columbia FCU auto loans start at 5.99% APR for a new vehicle and 6.24% for a used one. Rates checked October 22, 2026.

How Lower Columbia FCU’s auto loan rates compare

Compared with banks and credit unions near Longview, WA, where Lower Columbia FCU has the most branches. New vehicle, lowest advertised APR first.

  • This credit union’s lowest

    Lower Columbia FCU

    5.99%APR

    Terms
    49–60 months
    Up to
    —

    New Auto

  • Lowest rate

    iQ Credit Union

    5.34%APR

    Terms
    up to 60 months
    Up to
    20.44% APR

    iQ Credit Union rates

  • 2nd-lowest rate

    Fibre FCU

    5.49%APR

    Terms
    up to 60 months
    Up to
    —

    Fibre FCU rates

Compare auto loan rates near you →

Lower Columbia FCU auto loan score

65

Auto loan score

Higher than 14% of U.S. banks and credit unions

By vehicle
  • New vehicleNew5.99%
  • Used vehicleUsed6.24%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Lower Columbia FCU ranks

By auto loan score, in each area where it has branches

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Lower Columbia FCU

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Members and employees of listed participating union/employer select groups (SEGs), as well as credit union employees and board members, are eligible for membership.

Family and household

  • Family members of eligible members, including grandparents, parents, spouses, siblings, grandchildren, and children (including adopted and stepchildren), are eligible for membership.

Membership information collected October 4, 2026.

← Lower Columbia FCU overview