Credit union · NCUA insured
Lower Columbia FCU Auto Loan Rates
Lower Columbia FCU auto loans start at 5.99% APR for a new vehicle and 6.24% for a used one. Rates checked October 22, 2026.
How Lower Columbia FCU’s auto loan rates compare
Compared with banks and credit unions near Longview, WA, where Lower Columbia FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Lower Columbia FCU
5.99%APR
- Terms
- 49–60 months
- Up to
- —
New Auto
Lowest rate
iQ Credit Union
5.34%APR
- Terms
- up to 60 months
- Up to
- 20.44% APR
2nd-lowest rate
Fibre FCU
5.49%APR
- Terms
- up to 60 months
- Up to
- —
Lower Columbia FCU auto loan score
65
Auto loan score
Higher than 14% of U.S. banks and credit unions
- New vehicleNew5.99%
- Used vehicleUsed6.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Lower Columbia FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.49% | Estimated monthly payment example of $146.50 based on a loan amount of $5,000.00 for 36 month term. |
| 37–48 months | 5.74% | — |
| 49–60 months | 5.99% | — |
| 61–72 months | 6.24% | — |
| 73–84 months | 6.49% | — |
Sources (3)
All captured Oct 4, 2026
Used Auto
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.74% | Estimated monthly payment example of $147.61 based on a loan amount of $5,000.00 for 36 month term. |
| 37–48 months | 5.99% | — |
| 49–60 months | 6.24% | — |
| 61–72 months | 6.49% | — |
| 73–84 months | 6.74% | — |
Sources (3)
All captured Oct 4, 2026
Who can join Lower Columbia FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members and employees of listed participating union/employer select groups (SEGs), as well as credit union employees and board members, are eligible for membership.
Family and household
- Family members of eligible members, including grandparents, parents, spouses, siblings, grandchildren, and children (including adopted and stepchildren), are eligible for membership.
Membership information collected October 4, 2026.