Credit union · NCUA insured
L'OREAL USA FCU CD Rates
L'OREAL USA FCU’s best CD rate is 0.30% APY on a 1-year share certificate (CD). Terms run from 6 months to 1 year. Rates checked October 4, 2026.
How L'OREAL USA FCU’s CD rates compare
Compared with banks and credit unions near New York, NY-NJ, where L'OREAL USA FCU has the most branches. $10,000, best rate first.
This credit union’s best
L'OREAL USA FCU
0.30%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $30
Share Certificates
Top rate
Liberty Bank of New Jersey
5.00%APY
- Term
- 4 months
- Minimum
- $1,000
- Earns on $10,000
- $164
2nd-highest rate
Palisades Credit Union
5.00%APY
- Term
- 11 months
- Minimum
- $500
- Earns on $10,000
- $457
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 0.30%APY · 2 terms
Term Certificates dividends are paid at maturity. Early withdrawal penalty applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 0.20% | $10 |
| 12 months | 0.30% | $30 |
Sources (1)
- lorealusafcu.com/savings-rates · captured Sep 19, 2026
Who can join L'OREAL USA FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.