Credit union · NCUA insured
Long Reach FCU Savings Rates
Long Reach FCU’s best savings rate is 0.15% APY on $10,000, with its Money Market Accounts. Rates checked October 22, 2026.
How Long Reach FCU’s savings rates compare
Compared with banks and credit unions near Clarksburg, WV, where Long Reach FCU has the most branches. $10,000, best rate first.
This credit union’s best
Long Reach FCU
0.15%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $15
Money Market Accounts
Top rate
Justice Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
West Union Bank
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $400
Long Reach FCU savings score
66
Savings score
Higher than 17% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Long Reach FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Accounts
0.15%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $10,000Paid Monthly | 0.10% | — | Paid Monthly |
| $10,000 and upPaid Monthly | 0.15% | $15 | Paid Monthly |
Regular Shares (Savings)
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balancePaid monthlyAny balance | 0.10% | $10 | Paid monthly |
Sources (4)
- lrefcu.org/s/02-12-2026-Svgs-Rates.pdf
- lrefcu.org/products-services
- lrefcu.org/sharecd-rates
- lrefcu.org/savings
All captured Sep 19, 2026
Special-purpose accounts
IRA (Individual Retirement Accounts)
0.25%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balancePaid monthlyAny balance | 0.25% | $25 | Paid monthly |
Sources (4)
- lrefcu.org/s/02-12-2026-Svgs-Rates.pdf
- lrefcu.org/products-services
- lrefcu.org/sharecd-rates
- lrefcu.org/savings
All captured Sep 19, 2026
Christmas Club Accounts
0.15%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balancePaid monthlyAny balance | 0.15% | $15 | Paid monthly |
Sources (4)
- lrefcu.org/s/02-12-2026-Svgs-Rates.pdf
- lrefcu.org/products-services
- lrefcu.org/sharecd-rates
- lrefcu.org/savings
All captured Sep 19, 2026
Vacation Club Accounts
0.15%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balancePaid monthlyAny balance | 0.15% | $15 | Paid monthly |
Sources (4)
- lrefcu.org/s/02-12-2026-Svgs-Rates.pdf
- lrefcu.org/products-services
- lrefcu.org/sharecd-rates
- lrefcu.org/savings
All captured Sep 19, 2026
Who can join Long Reach FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in, or any business or other legal entity in Pleasants, Tyler, Ritchie, and Doddridge counties is eligible for membership.
Employers and groups
- Employees of Select Employee Groups (SEGs) that have membership eligibility with Long Reach FCU qualify for membership.
Membership information collected October 4, 2026.