Bank · FDIC insured
Local Bank Savings Rates
Local Bank’s best savings rate is 0.75% APY on $10,000, with its Local Savings Account. Rates checked October 15, 2026.
How Local Bank’s savings rates compare
Compared with banks and credit unions near Tahlequah, OK, where Local Bank has the most branches. $10,000, best rate first.
This bank’s best
Local Bank
0.75%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $75
Local Savings Account
Top rate
BancFirst
2.90%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $290
2nd-highest rate
First State Bank
2.00%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $200
Local Bank savings score
82
Savings score
Higher than 60% of U.S. banks and credit unions
- $1,000 balance$1,0000.75%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Local Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Local Savings Account
0.75%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceIf minimum balance falls below $50.00, $3.00 per month service charge applies.Any balance | 0.75% | $75 | If minimum balance falls below $50.00, $3.00 per month service charge applies. |
Sources (1)
- localbank.com/accounts · captured Sep 18, 2026
Local Wisdom
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceOpening balance $50; no service charge requiredAny balance | 0.10% | $10 | Opening balance $50; no service charge required |
Sources (1)
- localbank.com/accounts · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.