Bank · FDIC insured
Local Bank Credit Card Rates
Top CarrotLocal Bank doesn’t publish an ongoing APR for its credit cards, only a 6-month introductory rate. Rates checked October 22, 2026.
How Local Bank’s credit card rates compare
Compared with banks and credit unions near Huntsville, AL, where Local Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Local Bank
– –
- Up to
- —
No ongoing APR published
Lowest rate
Alabama Credit Union
8.90%APR
- Up to
- 12.90% APR
2nd-lowest rate
Rocket City FCU
9.75%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Consumer Value Card
Applications are subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0.00% introductory rate for your first 6 months. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- mylocal.bank/personal-credit-cards · captured Oct 7, 2026
Everything Rewards / Premier Plus Card
Applications are subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0.00% introductory rate for your first 6 months. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- mylocal.bank/personal-credit-cards · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.