Credit union · NCUA insured
Lion's Share Federal Credit Union Savings Rates
Top CarrotLion's Share Federal Credit Union’s best savings rate is 1.25% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Lion's Share Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Charlotte, NC-SC, where Lion's Share Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Lion's Share Federal Credit Union
1.25%APY
- Requires
- None
- Minimum
- $500
- Earns on $10,000 a year
- $125
Money Market
Top rate
American Pride Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $500
2nd-highest rate
Skyla Credit Union
4.01%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $401
Lion's Share Federal Credit Union savings score
87
Savings score
Higher than 78% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.25%
- $100,000 balance$100,0001.50%
- QualifiedQualified1.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Lion's Share Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
1.25%APY
A minimum balance of $500.00 is required to open the account and at least $500.00 must be in the account to earn the monthly dividend. Dividends are paid on the last day of every month and are calculated using the account's average daily balance for the month. Membership required.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 – $10,000 | 1.00% | — |
| $10,000 – $100,000 | 1.25% | $125 |
| $100,000 and up | 1.50% | — |
Share Savings
0.05%APY
Membership eligibility required. Must maintain a $25 balance in Savings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upDividends are paid quarterly. Early withdrawals and associated penalties may affect earnings.$25 and up | 0.05% | $5 | Dividends are paid quarterly. Early withdrawals and associated penalties may affect earnings. |
Special-purpose accounts
IRA Savings
0.45%APY
Available as Traditional and Roth IRA. Membership in Lion's Share FCU required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum to open. Traditional or Roth IRA.Any balance | 0.45% | $45 | No minimum to open. Traditional or Roth IRA. |
Christmas Club
0.05%APY
Withdrawals or transfers not permitted during the year; funds automatically transfer to primary Share Savings or Checking on the first business day in October.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upDividends paid monthly on average daily balance.$25 and up | 0.05% | $5 | Dividends paid monthly on average daily balance. |
Who can join Lion's Share Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Anyone not qualifying through partner employers can become eligible for membership by making a $15 donation to the Carolinas Credit Union League Foundation.
Employers and groups
- Open to all employees and retirees of Ahold Delhaize USA, Food Lion, and GIANT Food Stores.
- Open to employees of partner employers participating in the Select Employer Group (SEG) program.
Family and household
- Open to immediate family members of Ahold Delhaize USA, Food Lion, and GIANT Food Stores employees and retirees.
Cost to join
- Opening a Membership Savings Account with a $25 deposit is required to complete the membership application and become an owner.
- A $15 donation to the Carolinas Credit Union League Foundation provides eligibility for membership for those who do not qualify through partner employers.
Membership information collected October 4, 2026.