Credit union · NCUA insured
Lion's Share Federal Credit Union Auto Loan Rates
Top CarrotLion's Share Federal Credit Union auto loans start at 4.99% APR for a new vehicle and 5.99% for a used one. Rates checked October 22, 2026.
How Lion's Share Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Charlotte, NC-SC, where Lion's Share Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Lion's Share Federal Credit Union
4.99%APR
- Terms
- up to 60 months
- Up to
- —
New Autos
Lowest rate
Nova Credit Union
3.95%APR
- Terms
- —
- Up to
- —
2nd-lowest rate
Members Credit Union
3.99%APR
- Terms
- 6–84 months
- Up to
- 8.75% APR
Lion's Share Federal Credit Union auto loan score
78
Auto loan score
Higher than 47% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed5.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Lion's Share Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Autos
Financing up to 100% of NADA value. Relationship Rates available for members with Direct Deposit of Net Check to LSFCU, an additional loan at LSFCU, or Auto Pay to loan(s) at LSFCU. Rates based on applicant creditworthiness.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.49% | Rates as low as based on creditworthiness. |
| up to 60 months | 4.99% | Rates as low as based on creditworthiness. |
| up to 72 months | 5.25% | Rates as low as based on creditworthiness. |
| up to 84 months | 5.50% | Rates as low as based on creditworthiness. |
Used Autos
Financing up to 100% of NADA value. Relationship Rates available for members with Direct Deposit of Net Check to LSFCU, an additional loan at LSFCU, or Auto Pay to loan(s) at LSFCU. Rates based on applicant creditworthiness.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.49% | Rates as low as based on creditworthiness. |
| up to 60 months | 5.99% | Rates as low as based on creditworthiness. |
| up to 72 months | 6.25% | Rates as low as based on creditworthiness. |
| up to 84 months | 6.50% | Rates as low as based on creditworthiness. |
Who can join Lion's Share Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Anyone not qualifying through partner employers can become eligible for membership by making a $15 donation to the Carolinas Credit Union League Foundation.
Employers and groups
- Open to all employees and retirees of Ahold Delhaize USA, Food Lion, and GIANT Food Stores.
- Open to employees of partner employers participating in the Select Employer Group (SEG) program.
Family and household
- Open to immediate family members of Ahold Delhaize USA, Food Lion, and GIANT Food Stores employees and retirees.
Cost to join
- Opening a Membership Savings Account with a $25 deposit is required to complete the membership application and become an owner.
- A $15 donation to the Carolinas Credit Union League Foundation provides eligibility for membership for those who do not qualify through partner employers.
Membership information collected October 4, 2026.