Bank · FDIC insured
West Point Bank Savings Rates
West Point Bank’s best savings rate is 2.07% APY on $10,000, with its Money Management. Rates checked October 22, 2026.
How West Point Bank’s savings rates compare
Compared with banks and credit unions near Elizabethtown, KY, where West Point Bank has the most branches. $10,000, best rate first.
This bank’s best
West Point Bank
2.07%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $207
Money Management
2nd-highest rate
Community Trust Bank
1.69%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $169
3rd-highest rate
Magnolia Bank
1.50%APY
- Minimum
- $50
- Earns on $10,000 a year
- $150
West Point Bank savings score
93
Savings score
Higher than 95% of U.S. banks and credit unions
- $1,000 balance$1,0002.07%
- $10,000 balance$10,0002.07%
- $100,000 balance$100,0003.20%
- QualifiedQualified2.07%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where West Point Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
High Yield Savings
3.20%APY
Available to consumers residing in Hardin, LaRue, Meade, Breckinridge, Grayson, Hart, Nelson, Bullitt, and Jefferson counties. Must deposit $25,000.00 to open. Monthly service charge of $25.00 if daily balance falls below $25,000.00 any day of the month. 1 free withdrawal per month, then $25.00 per additional withdrawal.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required to obtain the APY. $25.00 monthly fee applies if daily balance falls below $25,000.00 on any day of the month.Any balance | 3.20% | $320 | No minimum balance required to obtain the APY. $25.00 monthly fee applies if daily balance falls below $25,000.00 on any day of the month. |
Sources (3)
All captured Sep 19, 2026
Money Management
2.07%APY
$1,000.00 minimum to open. A service charge of $10.00 each month if the balance drops below $1,000.00 any day of the month. Minimum daily balance of $500.00 in the account each month to obtain the disclosed annual percentage yield. The rate may change after the account is opened. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $500 | 0.00% | — |
| $500 – $50,000 | 2.07% | $207 |
| $50,000 – $150,000 | 2.38% | — |
| $150,000 and up | 2.99% | — |
Sources (2)
All captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.