Bank · FDIC insured
Legacy Bank Savings Rates
Legacy Bank’s best savings rate is 1.00% APY on $10,000, with its Regular Savings. Rates checked October 15, 2026.
How Legacy Bank’s savings rates compare
Compared with banks and credit unions near Oklahoma City, OK, where Legacy Bank has the most branches. $10,000, best rate first.
This bank’s best
Legacy Bank
1.00%APY
- Minimum
- $0
- Earns on $10,000 a year
- $100
Regular Savings
Top rate
MidFirst Bank
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
Communication Federal Credit Union
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
Legacy Bank savings score
85
Savings score
Higher than 71% of U.S. banks and credit unions
- $1,000 balance$1,0000.80%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.49%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Legacy Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Regular Savings
1.00%APY
No minimum deposit to open. Minimum balance of $20.00 required to earn interest. $3.35 monthly maintenance service charge applies if balance falls below $20.00.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000$3.35 monthly fee if balance falls below $20.00. | 0.80% | — | $3.35 monthly fee if balance falls below $20.00. |
| $10,000 – $50,000$3.35 monthly fee if balance falls below $20.00. | 1.00% | $100 | $3.35 monthly fee if balance falls below $20.00. |
| $50,000 and up$3.35 monthly fee if balance falls below $20.00. | 1.49% | — | $3.35 monthly fee if balance falls below $20.00. |
Special-purpose accounts
Bear Club Savings
1.74%APY
Special account for children age 17 and below. Converts to Regular Savings on 18th birthday. Requires e-mail address and eBanking signup within 30 days to receive electronic statements, otherwise reverts to Youth Savings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Requires electronic statements and eBanking signup within 30 days. | 2.76% | — | Requires electronic statements and eBanking signup within 30 days. |
| $5,000 – $10,000Requires electronic statements and eBanking signup within 30 days. | 1.74% | $174 | Requires electronic statements and eBanking signup within 30 days. |
| Over $10,000Requires electronic statements and eBanking signup within 30 days. | 1.23% | — | Requires electronic statements and eBanking signup within 30 days. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.