Bank · FDIC insured
Legacy Bank Auto Loan Rates
Legacy Bank auto loans start at 5.49% APR for a new vehicle and 5.49% for a used one. Rates checked October 16, 2026.
How Legacy Bank’s auto loan rates compare
Compared with banks and credit unions near Wichita, KS, where Legacy Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Legacy Bank
5.49%APR
- Terms
- up to 72 months
- Discount
- None included
Automobile Rates 2021 Newer
Lowest rate
Andover State Bank
4.70%APR
- Terms
- —
- Discount
- Included in the rate
2nd-lowest rate
White Eagle Credit Union
4.90%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Legacy Bank auto loan score
73
Auto loan score
Higher than 34% of U.S. banks and credit unions
- New vehicleNew5.49%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Legacy Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Automobile Rates 2020 Older
Rates offered are not guaranteed and are subject to change without notice. Loan is subject to credit approval. 60 month-term eligible on vehicles with loan amounts greater than $10,000. Assumes loan origination fees are paid at closing; financing fees affects final APR.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.59% | Lowest possible APR based on credit and underwriting for qualified borrowers. 60 month-term eligible on vehicles with loan amounts greater than $10,000. For 2020 or older automobiles. |
Sources (3)
- legacy.bank/help-center/rates-fees
- legacy.bank/personal-banking/personal-loans
- legacy.bank/rates-and-fees-type/loan-rates
All captured Oct 7, 2026
Automobile Rates 2021 Newer
Rates offered are not guaranteed and are subject to change without notice. Loan is subject to credit approval. 72 month-term eligible on vehicles with loan amounts greater than $30,000. Assumes loan origination fees are paid at closing; financing fees affects final APR.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.49% | Lowest possible APR based on credit and underwriting for qualified borrowers. 72 month-term eligible on vehicles with loan amounts greater than $30,000. For 2021 or newer automobiles. |
Sources (3)
- legacy.bank/help-center/rates-fees
- legacy.bank/personal-banking/personal-loans
- legacy.bank/rates-and-fees-type/loan-rates
All captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.