Credit union · NCUA insured
LCE FCU Savings Rates
Top CarrotLCE FCU’s best savings rate is 0.50% APY on $10,000, with its Money Market Accounts. Rates checked October 16, 2026.
How LCE FCU’s savings rates compare
Compared with banks and credit unions near Cleveland, OH, where LCE FCU has the most branches. $10,000, best rate first.
This credit union’s best
LCE FCU
0.50%APY
- Minimum
- $2,000
- Earns on $10,000 a year
- $50
Money Market Accounts
Top rate
Century Federal Credit Union
5.00%APY
- Minimum
- $100
- Earns on $10,000 a year
- $500
2nd-highest rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
LCE FCU savings score
80
Savings score
Higher than 51% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0001.51%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where LCE FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Accounts
0.50%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,000 – $19,999 | 0.50% | $50 |
| $20,000 – $49,999 | 1.01% | — |
| $50,000 and up | 1.51% | — |
Sources (1)
- lcefcu.org/account-rates · captured Sep 17, 2026
Auxiliary Savings
0.25%APY
Once membership is established with a regular savings account, additional savings accounts can be opened for other purposes such as taxes or insurance. Must show picture ID to open account. Dividends are posted quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMust show picture ID to open account. Dividends are posted quarterly.Any balance | 0.25% | $25 | Must show picture ID to open account. Dividends are posted quarterly. |
Regular Savings Account
0.25%APY
Must open a regular savings account with a minimum balance of $10.00 to establish membership. Must show picture ID to open account. Dividends are posted quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMust show picture ID to open account. Dividends are posted quarterly.$10 and up | 0.25% | $25 | Must show picture ID to open account. Dividends are posted quarterly. |
Special-purpose accounts
Christmas Club Savings Account
0.25%APY
Can be established anytime throughout the year. No minimum balance requirement. Funds are not available for withdrawal throughout the year; balance automatically transfers to regular savings account at the beginning of October. Must show picture ID to open account. Dividends are paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance requirement. Funds are not available for withdrawal throughout the year; transferred to regular savings in October. Must show picture ID to open account. Dividends paid quarterly.Any balance | 0.25% | $25 | No minimum balance requirement. Funds are not available for withdrawal throughout the year; transferred to regular savings in October. Must show picture ID to open account. Dividends paid quarterly. |
Vacation Club Account
0.25%APY
Can be established anytime throughout the year and is continuous. No minimum balance requirement. Only two withdrawals permitted per year. Must show picture ID to open account. Dividends paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance. Only two withdrawals permitted per year. Must show picture ID to open account. Dividends paid quarterly.Any balance | 0.25% | $25 | No minimum balance. Only two withdrawals permitted per year. Must show picture ID to open account. Dividends paid quarterly. |
Who can join LCE FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Lake, Geauga, and Ashtabula County, Ohio.
Cost to join
- A minimum savings deposit of $10.00 is required to open an account.
Membership information collected October 5, 2026.