Credit union · NCUA insured
LCE FCU Auto Loan Rates
Top CarrotLCE FCU auto loans start at 4.70% APR for a new vehicle and 4.99% for a used one. Rates checked October 16, 2026.
How LCE FCU’s auto loan rates compare
Compared with banks and credit unions near Cleveland, OH, where LCE FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
LCE FCU
4.70%APR
- Terms
- up to 60 months
- Up to
- —
Vehicle Loans
Lowest rate
Steel Valley Federal Credit Union
3.99%APR
- Terms
- —
- Up to
- 10.99% APR
2nd-lowest rate
Lakeview Federal Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- —
LCE FCU auto loan score
86
Auto loan score
Higher than 73% of U.S. banks and credit unions
- New vehicleNew4.70%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where LCE FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Vehicle Loans
Rates as low as based on creditworthiness and other factors. Rates depend on loan term and vehicle model year. Sample monthly payment: $20,000 at 4.69% APR for 36 months is about $597.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.69% | Model Year: New - 2024. Term: 36 months. |
| up to 36 months | 5.49% | Model Year: 2020 - 2016. Term: 36 months. |
| up to 36 months | 7.69% | Model Year: 2015 - 2011. Term: 36 months. |
| up to 48 months | 4.69% | Model Year: New - 2024. Term: 48 months. |
| up to 48 months | 4.79% | Model Year: 2023 - 2021. Term: 48 months. |
| up to 48 months | 5.89% | Model Year: 2020 - 2016. Term: 48 months. |
| up to 48 months | 8.49% | Model Year: 2015 - 2011. Term: 48 months. |
| up to 60 months | 4.70% | Model Year: New - 2024. Term: 60 months. |
| up to 60 months | 4.99% | Model Year: 2023 - 2021. Term: 60 months. |
| up to 60 months | 5.99% | Model Year: 2020 - 2016. Term: 60 months. |
| up to 72 months | 4.89% | Model Year: New - 2024. Term: 72 months. |
| up to 72 months | 6.39% | Model Year: 2023 - 2021. Term: 72 months. |
| up to 84 months | 6.39% | Model Year: New - 2024. Term: 84 months. |
Sources (1)
- lcefcu.org/loan-rates · captured Oct 6, 2026
Who can join LCE FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Lake, Geauga, and Ashtabula County, Ohio.
Cost to join
- A minimum savings deposit of $10.00 is required to open an account.
Membership information collected October 5, 2026.