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Credit union · NCUA insured

Lauderdale County Teachers Credit Union Savings Rates

Lauderdale County Teachers Credit Union’s best savings rate is 0.10% APY on $10,000, with its Daily Action. Rates checked October 22, 2026.

How Lauderdale County Teachers Credit Union’s savings rates compare

Compared with banks and credit unions near Florence, AL, where Lauderdale County Teachers Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Lauderdale County Teachers Credit Union

    0.10%APY

    Requires
    None
    Minimum
    —
    Earns on $10,000 a year
    $10

    Daily Action

  • Top rate

    FirstBank

    3.40%APY

    Requires
    Another account
    Minimum
    $50
    Earns on $10,000 a year
    $340

    FirstBank rates

  • 2nd-highest rate

    First Southern Bank

    2.00%APY

    Requires
    Monthly account activity
    Minimum
    $25
    Earns on $10,000 a year
    $200

    First Southern Bank rates

Compare savings rates near you →

Lauderdale County Teachers Credit Union savings score

64

Savings score

Higher than 10% of U.S. banks and credit unions

By balance
  • $1,000 balance$1,0000.10%
  • $10,000 balance$10,0000.10%
  • $100,000 balance$100,0000.10%
  • QualifiedQualified0.10%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Lauderdale County Teachers Credit Union ranks

By savings score, in each area where it has branches

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Lauderdale County Teachers Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of the Credit Union are eligible for membership.

Military, government and schools

  • Employees of Heritage Christian University are eligible for membership.
  • Employees of the Lauderdale County School Board of Education are eligible for membership.
  • Employees of Mars Hill Bible School are eligible for membership.
  • Retired persons from another teachers school system are eligible for membership.
  • Employees of Riverhill School are eligible for membership.
2 more ways to join

Military, government and schools

  • Employees of Shoals Christian School are eligible for membership.

Family and household

  • Immediate family members of eligible employees are eligible for membership.

Cost to join

  • A $5.00 deposit in a share account is required to become a member of the Credit Union.

Membership information collected October 4, 2026.

← Lauderdale County Teachers Credit Union overview