Credit union · NCUA insured
Lauderdale County Teachers Credit Union Savings Rates
Lauderdale County Teachers Credit Union’s best savings rate is 0.10% APY on $10,000, with its Daily Action. Rates checked October 22, 2026.
How Lauderdale County Teachers Credit Union’s savings rates compare
Compared with banks and credit unions near Florence, AL, where Lauderdale County Teachers Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Lauderdale County Teachers Credit Union
0.10%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $10
Daily Action
Top rate
FirstBank
3.40%APY
- Requires
- Another account
- Minimum
- $50
- Earns on $10,000 a year
- $340
2nd-highest rate
First Southern Bank
2.00%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $200
Lauderdale County Teachers Credit Union savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Lauderdale County Teachers Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Daily Action
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (1)
- lctcu.org/account-rates · captured Sep 19, 2026
Regular Share (Savings)
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Special-purpose accounts
IRA Share Account
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Who can join Lauderdale County Teachers Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of the Credit Union are eligible for membership.
Military, government and schools
- Employees of Heritage Christian University are eligible for membership.
- Employees of the Lauderdale County School Board of Education are eligible for membership.
- Employees of Mars Hill Bible School are eligible for membership.
- Retired persons from another teachers school system are eligible for membership.
- Employees of Riverhill School are eligible for membership.
2 more ways to join
Military, government and schools
- Employees of Shoals Christian School are eligible for membership.
Family and household
- Immediate family members of eligible employees are eligible for membership.
Cost to join
- A $5.00 deposit in a share account is required to become a member of the Credit Union.
Membership information collected October 4, 2026.