Credit union · NCUA insured
Latvian Cleveland Credit Union Savings Rates
Latvian Cleveland Credit Union’s best savings rate is 0.25% APY on $10,000, with its Money Market Savings. Rates checked October 16, 2026.
How Latvian Cleveland Credit Union’s savings rates compare
Compared with banks and credit unions near Cleveland, OH, where Latvian Cleveland Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Latvian Cleveland Credit Union
0.25%APY
- Minimum
- $5,000
- Earns on $10,000 a year
- $25
Money Market Savings
Top rate
Century Federal Credit Union
5.00%APY
- Minimum
- $100
- Earns on $10,000 a year
- $500
2nd-highest rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
Latvian Cleveland Credit Union savings score
70
Savings score
Higher than 27% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Latvian Cleveland Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Savings
0.25%APY
Dividends are compounded and credited quarterly. Must maintain a daily minimum balance of $5,000.00 to obtain the disclosed APY. Limited to three withdrawals or transfers per month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5,000 – $25,000Rate applies to balances between $5,000 and $24,999.99. | 0.25% | $25 | Rate applies to balances between $5,000 and $24,999.99. |
| $25,000 – $50,000Rate applies to balances between $25,000 and $49,999.99. | 0.25% | — | Rate applies to balances between $25,000 and $49,999.99. |
| $50,000 and upRate applies to balances of $50,000 and above. | 0.30% | — | Rate applies to balances of $50,000 and above. |
Sources (3)
All captured Sep 17, 2026
Share/Savings Accounts
0.20%APY
Must purchase one share in the credit union ($5.00) to open account. $25.00 annual fee is charged each year, but does not apply if maintaining a minimum daily balance of $100.00 throughout the year. Limited to 6 withdrawals or transfers per month. Dividends compounded and credited quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $2,500Must maintain a minimum balance of $100.00 each day to obtain APY. $25 annual fee waived if minimum daily balance of $100.00 is maintained throughout the year. | 0.10% | — | Must maintain a minimum balance of $100.00 each day to obtain APY. $25 annual fee waived if minimum daily balance of $100.00 is maintained throughout the year. |
| $2,500 and upOver $2,500. $25 annual fee waived if minimum daily balance of $100.00 is maintained throughout the year. | 0.20% | $20 | Over $2,500. $25 annual fee waived if minimum daily balance of $100.00 is maintained throughout the year. |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
Health Savings Accounts
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Sources (1)
- latvianclevelandcu.org/sharerates · captured Sep 17, 2026
IRA Savings Account
0.25%APY
Traditional, Roth, Educational. No minimum balance requirements apply. Compounding and crediting quarterly. Limited to 6 withdrawals/transfers per month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceTraditional, Roth, EducationalAny balance | 0.25% | $25 | Traditional, Roth, Educational |
Sources (2)
All captured Sep 17, 2026
Who can join Latvian Cleveland Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Persons of Latvian descent who are members of an acknowledged religious organization or church are eligible for membership.
- Members or employees of the American Latvian Association are eligible for membership.
- Members of the Estonian Evangelical Lutheran Church, Cleveland, Ohio congregation are eligible for membership.
- Persons of Lithuanian descent who are members of Lithuanian associations, chapters, organizations, or communities in Ohio are eligible for membership.
Family and household
- Immediate family members of a person of Latvian descent who is a member of an acknowledged religious organization or church are eligible for membership.
- Immediate family members of a person of Lithuanian descent who is a member of Lithuanian associations, chapters, organizations, or communities in Ohio are eligible for membership.
2 more ways to join
Other ways
- Past members of the Latvian Cleveland Credit Union or Latvian Church Credit Union who terminated and wish to reinstate membership are eligible.
- Former members of Taupa Lithuanian Credit Union of Cleveland, Ohio are eligible for membership.
Cost to join
- Joining requires an initial deposit of $100, which includes a $5 membership share par value.
Membership information collected October 5, 2026.