Credit union · NCUA insured
Laredo Federal Credit Union Savings Rates
Laredo Federal Credit Union’s best savings rate is 0.05% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Laredo Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Laredo, TX, where Laredo Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Laredo Federal Credit Union
0.05%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $5
Money Market
Top rate
First National Bank Texas
2.00%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $200
2nd-highest rate
Falcon Bank
2.00%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $200
Laredo Federal Credit Union savings score
62
Savings score
Higher than 6% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Laredo Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.05%APY
The minimum balance for Money Market Accounts is $2,500. Rates for Money Market Accounts are tiered based on amount of deposit. Fees and withdrawal of dividend transactions on your account will cause a reduction in earnings. APY assumes dividends will remain in account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $49,000 | 0.05% | $5 |
| $50,000 – $99,000 | 0.10% | — |
| $100,000 and up | 0.15% | — |
Sources (1)
- laredofcu.org/rates · captured Sep 17, 2026
Regular Savings
0.05%APY
Opening deposit of $25.00 starts membership with Laredo Federal Credit Union; maintaining the $25.00 minimum deposit is required to remain a member.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Special-purpose accounts
IRA’s
0.20%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 and upMinimum balance for IRAs is $250.$250 and up | 0.20% | $20 | Minimum balance for IRAs is $250. |
Sources (1)
- laredofcu.org/rates · captured Sep 17, 2026
Who can join Laredo Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives in Webb County is eligible for membership.
- Anyone who attends school in Webb County is eligible for membership.
- Anyone who works in Webb County is eligible for membership.
- Anyone who worships in Webb County is eligible for membership.
Membership information collected October 5, 2026.