Credit union · NCUA insured
La Terre Federal Credit Union Savings Rates
La Terre Federal Credit Union’s best savings rate is 0.10% APY on $10,000, with its Regular Share Savings and Checking Account. Rates checked October 16, 2026.
How La Terre Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Houma, LA, where La Terre Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
La Terre Federal Credit Union
0.10%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $10
Regular Share Savings and Checking Account
Top rate
b1BANK
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $300
2nd-highest rate
Woodforest National Bank
1.00%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $100
La Terre Federal Credit Union savings score
63
Savings score
Higher than 9% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where La Terre Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share Savings and Checking Account
0.10%APY
Compounded quarterly, credited quarterly. Once a particular range is met, the dividend rate and annual percentage yield for that balance range will apply to the full balance of the account. APYs subject to change after account is open.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $100 | 0.00% | — |
| $100 – $5,000 | 0.05% | — |
| $5,000 – $50,000 | 0.10% | $10 |
| Over $50,000 | 0.15% | — |
Sources (1)
- laterrefcu.org/savings · captured Oct 5, 2026
Special-purpose accounts
Christmas Club Account
0.05%APY
Compounded quarterly, credited quarterly. The entire balance will be paid to you by check or transferred to another account of yours on or after October 1 and with continued deposits the account will remain open. Once a particular range is met, the dividend rate and annual percentage yield for that balance range will apply to the full balance of your account. APYs subject to change after account is open.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $100 | 0.00% | — |
| $100 and up | 0.05% | $5 |
Sources (1)
- laterrefcu.org/savings · captured Oct 5, 2026
Vacation Club Account
0.05%APY
Compounded quarterly, credited quarterly. The entire balance will be paid to you by check or transferred to another account of yours on or after May 1 and with continued deposits the account will remain open. Once a particular range is met, the dividend rate and annual percentage yield for that balance range will apply to the full balance of your account. APYs subject to change after account is open.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $100 | 0.00% | — |
| $100 and up | 0.05% | $5 |
Sources (1)
- laterrefcu.org/savings · captured Oct 5, 2026
Who can join La Terre Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work (or regularly conduct business in), worship, or attend school in Lafourche or Terrebonne Parishes are eligible for membership.
Family and household
- Immediate family members—including spouse, children, siblings, parents, grandparents, grandchildren, stepparents, stepchildren, step-siblings, or adoptive relationships—of eligible individuals are eligible for membership.
Other ways
- Volunteers in the community are eligible for membership.
Cost to join
- A $5.00 deposit is required to open an account.
- A $5.00 membership fee is required with the membership application.
Membership information collected October 5, 2026.