Credit union · NCUA insured
La Terre Federal Credit Union Credit Card Rates
La Terre Federal Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How La Terre Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Houma, LA, where La Terre Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
La Terre Federal Credit Union
9.90%APR
Credit Card
Lowest rate
New Orleans Firemen's Federal Credit Union
8.90%APR
3rd-lowest rate
Capital One
9.99%APR
La Terre Federal Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where La Terre Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Credit Card
Contact credit union for more details. Fixed APR. May be as high as 18% APR based on credit application and credit report. Rate discounts are applied at closing and not included in listed APRs.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Annual Percentage Rate as Low as 9.90% APR. Rates may be as high as 18% APR based on credit evaluation. Fixed APR. Rate discounts applied at closing, not included in listed APR. |
| Intro, 6 months | 0.00% | None | 0.00% APR for 6 months on balance transfers for new credit card accounts. |
Who can join La Terre Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work (or regularly conduct business in), worship, or attend school in Lafourche or Terrebonne Parishes are eligible for membership.
Family and household
- Immediate family members—including spouse, children, siblings, parents, grandparents, grandchildren, stepparents, stepchildren, step-siblings, or adoptive relationships—of eligible individuals are eligible for membership.
Other ways
- Volunteers in the community are eligible for membership.
Cost to join
- A $5.00 deposit is required to open an account.
- A $5.00 membership fee is required with the membership application.
Membership information collected October 5, 2026.