Credit union · NCUA insured
Kitsap Credit Union Credit Card Rates
Kitsap Credit Union credit card rates start at 13.40% APR. Rates checked October 22, 2026.
How Kitsap Credit Union’s credit card rates compare
Compared with banks and credit unions near Bremerton, WA, where Kitsap Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Kitsap Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
Connection Credit Union
8.90%APR
- Up to
- —
2nd-lowest rate
Navy Federal Credit Union
10.24%APR
- Up to
- 18.00% APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Low Rate Visa
No annual fees. Variable APR based on Prime Rate and creditworthiness. 25-day grace period on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0.00% introductory APR for 6 billing cycles/months on purchases. |
| Ongoing | 13.40%–23.40% | None | Standard variable APR for purchases after introductory period; varies with the market based on the Prime Rate. |
Sources (3)
- kitsapcu.org/personal/credit-card
- kitsapcu.org/personal/credit-card/visa
- pdf.kitsapcu.org/pdf/PDFViewer.pdf
All captured Oct 4, 2026
Visa Rewards
No annual fees. Variable APR based on Prime Rate and creditworthiness. 25-day grace period on purchases. Earns 1 point per $1 spent.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0.00% introductory APR for 6 billing cycles/months on purchases. |
| Ongoing | 15.40%–25.40% | None | Standard variable APR for purchases after introductory period; varies with the market based on the Prime Rate. |
Visa Signature Cash Back
No annual fees. Variable APR based on Prime Rate and creditworthiness. 25-day grace period on purchases. Earns 1.5% cash back on qualifying purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0% introductory APR for 6 billing cycles/months on purchases. |
| Ongoing | 15.40%–25.40% | None | Standard variable APR for purchases after introductory period; varies with the market based on the Prime Rate. |
Sources (4)
- kitsapcu.org/faq-credit-cards
- kitsapcu.org/personal/credit-card
- kitsapcu.org/personal/credit-card/cash-back
- pdf.kitsapcu.org/pdf/PDFViewer.pdf
All captured Oct 4, 2026
Who can join Kitsap Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live in Washington State are eligible for membership.
- Individuals who work in Washington State are eligible for membership.
- Individuals who worship in Washington State are eligible for membership.
Military, government and schools
- Individuals who attend school in Washington State are eligible for membership.
Family and household
- Individuals who have immediate family who are Kitsap Credit Union members are eligible for membership.
Membership information collected October 4, 2026.