Credit union · NCUA insured
Kitsap Credit Union Auto Loan Rates
Kitsap Credit Union auto loans start at 5.74% APR for a new vehicle and 5.74% for a used one. Rates checked October 22, 2026.
How Kitsap Credit Union’s auto loan rates compare
Compared with banks and credit unions near Bremerton, WA, where Kitsap Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Kitsap Credit Union
5.74%APR
- Terms
- up to 60 months
- Up to
- —
New Automobile
Lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
- Up to
- —
2nd-lowest rate
Connection Credit Union
5.24%APR
- Terms
- up to 60 months
- Up to
- 17.15% APR
Kitsap Credit Union auto loan score
69
Auto loan score
Higher than 25% of U.S. banks and credit unions
- New vehicleNew5.74%
- Used vehicleUsed5.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Kitsap Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Automobile
Available terms and loan amounts based on creditworthiness. Maximum terms up to 84 months. LTV is based on Dealer Invoice or NADA Adjusted trade-in value. Financing not available for units older than 15 model years. All loans subject to approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.74% | APR as low as stated; based on creditworthiness and product type. |
| up to 72 months | 5.90% | APR as low as stated; based on creditworthiness and product type. |
| up to 84 months | 5.94% | APR as low as stated; based on creditworthiness and product type. |
Sources (1)
- kitsapcu.org/personal/auto-loans · captured Oct 4, 2026
Used Automobile
Available terms and loan amounts based on creditworthiness. Maximum terms up to 84 months. LTV is based on NADA Adjusted trade-in value. Financing not available for units older than 15 model years. All loans subject to approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.74% | APR as low as stated; based on creditworthiness and product type. |
| up to 72 months | 5.90% | APR as low as stated; based on creditworthiness and product type. |
| up to 84 months | 5.94% | APR as low as stated; based on creditworthiness and product type. |
Sources (1)
- kitsapcu.org/personal/auto-loans · captured Oct 4, 2026
Who can join Kitsap Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live in Washington State are eligible for membership.
- Individuals who work in Washington State are eligible for membership.
- Individuals who worship in Washington State are eligible for membership.
Military, government and schools
- Individuals who attend school in Washington State are eligible for membership.
Family and household
- Individuals who have immediate family who are Kitsap Credit Union members are eligible for membership.
Membership information collected October 4, 2026.