Credit union · Privately insured
KH Credit Union Auto Loan Rates
Top CarrotKH Credit Union auto loan rates start at 4.24% APR. Rates checked October 16, 2026.
How KH Credit Union’s auto loan rates compare
Compared with banks and credit unions near Dayton, OH, where KH Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
KH Credit Union
– –
- Terms
- —
- Up to
- —
No ongoing APR published
Lowest rate
Universal 1 Credit Union
4.54%APR
- Terms
- up to 63 months
- Up to
- 14.06% APR
2nd-lowest rate
Wright-Patt Credit Union
4.99%APR
- Terms
- up to 63 months
- Up to
- 15.44% APR
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Member-exclusive rates
| Terms | APR | Conditions |
|---|---|---|
| — | 4.24% | Member-exclusive rates; pre-approval rate as low as stated APR |
Who can join KH Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees of contractors and vendors of Kettering Health.
- Membership is open to physicians and staff of Kettering Health ACO.
- Membership is open to employees of Kettering Health Affiliates.
- Membership is open to employees, physicians, residents, and volunteers of Kettering Health.
- Membership is open to physicians and staff of Kettering Physicians Partners.
- Membership is open to pastors and staff within the Ohio Conference of Seventh-Day Adventists.
4 more ways to join
Employers and groups
- Membership is open to Kettering Affiliated Health Services, DBA Kettering Health Senior Living.
- Membership is open to members of Kettering Health Years Ahead.
Military, government and schools
- Membership is open to employees and students of Kettering College.
Family and household
- Credit Union members in good standing may sponsor immediate family members (spouse, father, mother, brother, sister, son, daughter, grandmother, grandfather, grandchildren, parents-in-law, step-parents, step-children, and step-sibling) for membership.
Membership information collected October 5, 2026.