Bank · FDIC insured
KeySavings Bank Savings Rates
KeySavings Bank’s best savings rate is 0.10% APY on $10,000, with its Insured Investment. Rates checked October 16, 2026.
How KeySavings Bank’s savings rates compare
Compared with banks and credit unions near Wisconsin Rapids, WI, where KeySavings Bank has the most branches. $10,000, best rate first.
This bank’s best
KeySavings Bank
0.10%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $10
Insured Investment
Top rate
Marshfield Medical Center Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $5
- Earns on $10,000 a year
- $500
2nd-highest rate
Park City Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $400
KeySavings Bank savings score
63
Savings score
Higher than 9% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where KeySavings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Insured Investment
Up to 0.10%APY
KeySavings Bank may change interest rates at its discretion. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum balance to earn APY is $0; minimum to open is $1,000. | 0.05% | $5 | Minimum balance to earn APY is $0; minimum to open is $1,000. |
| $10,000 and upMinimum balance to earn APY is $10,000; minimum to open is $1,000. | 0.10% | $10 | Minimum balance to earn APY is $10,000; minimum to open is $1,000. |
Sources (2)
All captured Oct 5, 2026
Platinum Money Market
0.10%APY on $10,000
Interest rate is based on tiering method B, paying the stated interest rate only on that portion of the balance within the specified tier. Interest is figured on a daily balance, compounded and credited monthly. Transfers are limited to six per statement cycle. Duplicate checks provided at no cost. KeySavings Bank may change interest rates at its discretion. Fees may reduce earnings.
| Part of the balance | Rate on that part |
|---|---|
| Up to $49,999 | 0.10% |
| $50,000 – $99,999 | 0.20% |
| $100,000 – $149,999 | 0.30% |
| $150,000 and up | 0.35% |
On $10,000 the tiers blend to about 0.10% APY, earning $10 a year.
Regular
0.05%APY
Interest rate and annual percentage yield can change at anytime. Statement Savings account receives monthly statement. $5 monthly fee if balance falls below $50 during the month. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$5 monthly fee if balance falls below $50 during the month.Any balance | 0.05% | $5 | $5 monthly fee if balance falls below $50 during the month. |
Sources (2)
- keysavingsbank.com/checking-and-savings-rates
- keysavingsbank.com/personal-ba…/regular-savings-account
All captured Sep 18, 2026
Special-purpose accounts
Enterprise Enhanced Money Market
3.16%APY
Rates and APYs may change at bank's discretion. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,000 and upRates and APYs may change at bank's discretion. Fees may reduce earnings.$2,000 and up | 3.16% | $316 | Rates and APYs may change at bank's discretion. Fees may reduce earnings. |
Sources (1)
- keysavingsbank.com/2991-2 · captured Oct 5, 2026
Christmas Club
0.10%APY
Interest rate set each October for the following year. Complete balance including accrued interest will be transferred annually in October to a KeySavings Bank Regular Savings Account, Checking Account, or Insured Investment Account. Any early withdrawal will cause all funds to be disbursed and all interest forfeited. Statement Savings account receives monthly statement. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (2)
- keysavingsbank.com/personal-ba…s/christmas-club-savings
- keysavingsbank.com/checking-and-savings-rates
All captured Sep 18, 2026
Coverdell Educational Savings - Regular Savings
0.05%APY
Coverdell Education Savings Account (CESA). Total contributions cannot be more than $2,000 in any year. Bank may change interest rates at discretion. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (2)
All captured Sep 18, 2026
KeyKids
0.05%APY
Age requirement: Birth to 14. Passbook savings account. Does not receive a monthly statement. Rate set by Bank and can change at anytime. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (2)
- keysavingsbank.com/personal-ba…/keykids-savings-account
- keysavingsbank.com/checking-and-savings-rates
All captured Sep 18, 2026
Traditional and Roth IRA Regular Savings
0.05%APY
Traditional and Roth IRA savings account. Bank may change interest rates on all interest earnings accounts at discretion. Fees may reduce earnings. Additional deposits will not extend maturity date.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (2)
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.