Credit union · NCUA insured
Katahdin Federal Credit Union Auto Loan Rates
Katahdin Federal Credit Union auto loans start at 4.50% APR for a new vehicle and 5.50% for a used one. Rates checked October 22, 2026.
How Katahdin Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Bangor, ME, where Katahdin Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Katahdin Federal Credit Union
4.50%APR
- Terms
- 49–60 months
New Vehicles
Lowest rate
University Credit Union
4.24%APR
- Terms
- 37–60 months
2nd-lowest rate
Eastmill Federal Credit Union
4.50%APR
- Terms
- 49–63 months
Katahdin Federal Credit Union auto loan score
85
Auto loan score
Higher than 71% of U.S. banks and credit unions
- New vehicleNew4.50%
- Used vehicleUsed5.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Katahdin Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicles
Vehicle year 2023 and newer (the vehicle has never been titled other than with dealer). Finance up to 100% of purchase price. Collision and comprehensive insurance required. Debt Protection, GAP protection, and Route 66 mechanical breakdown protection available. Membership eligibility required. APR varies based on credit score and selected term (risk-based pricing). Rates subject to change daily.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 3.99% | Up to 36 months. Payment per $1000 financed is $29.52 (36 months). Model Year 2022 and Newer. APR varies based on credit score. |
| 37–48 months | 4.50% | 37-48 months. Payment per $1000 financed is $22.51 (48 months). Model Year 2022 and Newer. APR varies based on credit score. |
| 49–60 months | 4.50% | 49-60 months. Payment per $1000 financed is $18.65 (60 months). Model Year 2022 and Newer. APR varies based on credit score. |
| 61–72 months | 4.70% | 61-72 months. Payment per $1000 financed is $15.97 (72 months). Model Year 2022 and Newer. APR varies based on credit score. |
| 73–84 months | 5.50% | 73-84 months (over $25,000 only). Payment per $1000 financed is $14.38 (84 months). Model Year 2022 and Newer. APR varies based on credit score. |
Sources (3)
- katahdinfcu.org/home/personal/loans/consumer
- katahdinfcu.org/home/personal/loans/consumer/auto
- katahdinfcu.org/home/rates
All captured Oct 3, 2026
Used Auto Loans
Finance up to 100% of retail value as quoted in NADA guide. Used vehicles must be listed in the NADA used car guide. Collision and comprehensive insurance required. Debt Protection available. Membership eligibility required. APR varies based on credit score and selected term (risk-based pricing). Rates subject to change daily.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.99% | Model Year 2018-2021. Up to 36 months. Payment per $1000 financed is $29.97 (36 months). Must be listed in NADA used car guide. APR varies based on credit score. |
| 37–48 months | 5.25% | Model Year 2018-2021. 37-48 months. Payment per $1000 financed is $23.15 (48 months). Must be listed in NADA used car guide. APR varies based on credit score. |
| 49–60 months | 5.50% | Model Year 2018-2021. 49-60 months. Payment per $1000 financed is $19.11 (60 months). Must be listed in NADA used car guide. APR varies based on credit score. |
| 61–72 months | 6.00% | Model Year 2018-2021. 61-72 months. Payment per $1000 financed is $16.58 (72 months). Must be listed in NADA used car guide. APR varies based on credit score. |
| up to 36 months | 7.00% | Model Year 2017 and Older. Up to 36 months. Payment per $1000 financed is $30.88 (36 months). APR varies based on credit score. |
Sources (3)
- katahdinfcu.org/home/personal/loans/consumer
- katahdinfcu.org/home/personal/loans/consumer/auto
- katahdinfcu.org/home/rates
All captured Oct 3, 2026
Who can join Katahdin Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.