Bank · FDIC insured
Jones Bank CD Rates
Jones Bank’s best CD rate is 4.05% APY on a 2-year CD. Terms run from 9 months to 5 years. Rates checked October 22, 2026.
How Jones Bank’s CD rates compare
Compared with banks and credit unions near Lincoln, NE, where Jones Bank has the most branches. $10,000, best rate first.
This bank’s best
Jones Bank
4.05%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $826
Certificates of Deposit
Top rate
Cornhusker Bank
4.46%APY
- Term
- 48 months
- Minimum
- $1,000
- Earns on $10,000
- $1,907
2nd-highest rate
Associated Bank
4.40%APY
- Term
- 13 months
- Minimum
- $5,000
- Earns on $10,000
- $478
Jones Bank CD score
82
CD score
Higher than 59% of U.S. banks and credit unions
- 9–15 months9–15 mo3.95%
- 16–30 months16–30 mo4.05%
- 31–60 months31–60 mo2.25%
- QualifiedQualified4.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Jones Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.05%APY · 12 terms
Minimum deposit of $500. Interest rates set weekly and calculated on a 365-day year. On 182-day and 9 to 60 month certificates, interest can be compounded quarterly or paid by check or direct deposit. Automatically renewable with a 10-day grace period after maturity. Early withdrawal penalty applies based on original maturity term.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| UnknownTerm: 182 Day | 0.80% | $0 |
| UnknownTerm: 91 Day | 0.55% | $0 |
| 9 months9 Month – Special | 3.80% | $284 |
| 12 months | 1.05% | $105 |
| 15 months15 Month – Special | 3.95% | $496 |
| 18 months | 1.30% | $196 |
| 21 months | 1.50% | $264 |
| 24 months24 Month – Special | 4.05% | $826 |
| 30 months | 1.70% | $430 |
| 36 months | 1.75% | $534 |
| 42 months | 1.80% | $644 |
| 48 months | 2.00% | $824 |
| 60 months | 2.25% | $1,177 |
Sources (2)
All captured Oct 15, 2026
Special-purpose accounts
Individual Retirement Accounts
Up to 4.05%APY · 12 terms
Minimum deposit of $500. Interest rates set weekly and calculated on a 365-day year. On 182-day and 9 to 60 month certificates, interest can be compounded quarterly or paid by check or direct deposit. Automatically renewable with a 10-day grace period after maturity. Early withdrawal penalty applies based on original maturity term.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| UnknownTerm: 182 Day | 0.80% | $0 |
| UnknownTerm: 91 Day | 0.55% | $0 |
| 9 months9 Month – Special | 3.80% | $284 |
| 12 months | 1.05% | $105 |
| 15 months15 Month – Special | 3.95% | $496 |
| 18 months | 1.30% | $196 |
| 21 months | 1.50% | $264 |
| 24 months24 Month – Special | 4.05% | $826 |
| 24 months24 Month Variable Rate IRA | 4.00% | $816 |
| 30 months | 1.70% | $430 |
| 36 months | 1.75% | $534 |
| 42 months | 1.80% | $644 |
| 48 months | 2.00% | $824 |
| 60 months | 2.25% | $1,177 |
Sources (2)
All captured Oct 15, 2026
Opening an account
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