Bank · FDIC insured
Jones Bank Savings Rates
Jones Bank’s best savings rate is 0.70% APY on $10,000, with its Money Market Plus. Rates checked October 22, 2026.
How Jones Bank’s savings rates compare
Compared with banks and credit unions near Lincoln, NE, where Jones Bank has the most branches. $10,000, best rate first.
This bank’s best
Jones Bank
0.70%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $70
Money Market Plus
Top rate
Cornhusker Bank
3.46%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $346
2nd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
Jones Bank savings score
82
Savings score
Higher than 60% of U.S. banks and credit unions
- $1,000 balance$1,0000.40%
- $10,000 balance$10,0000.70%
- $100,000 balance$100,0002.05%
- QualifiedQualified0.70%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Jones Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Plus
0.70%APY
Minimum Balance of $1,000
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 0.05% | — |
| $1,000 – $10,000 | 0.20% | — |
| $10,000 – $50,000 | 0.70% | $70 |
| $50,000 – $100,000 | 1.30% | — |
| $100,000 – $250,000 | 2.05% | — |
| $250,000 – $500,000 | 2.25% | — |
| $500,000 – $1,000,000 | 2.30% | — |
| $1,000,000 and up | 2.40% | — |
Sources (1)
- jonesbank.com/personal/interest-rates · captured Oct 15, 2026
Savings Account
0.40%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.40% | $40 |
Sources (2)
All captured Oct 15, 2026
Special-purpose accounts
Health Savings Account
0.55%APY
Must be covered under a high deductible health plan, not covered by other non-HDHP plans, not entitled to Medicare, and not claimed as a dependent.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000$2 monthly fee on balances less than $500; no monthly fee on balances $500 and over. Opening minimum deposit of $25 is waived with automatic payroll deposits. | 0.35% | — | $2 monthly fee on balances less than $500; no monthly fee on balances $500 and over. Opening minimum deposit of $25 is waived with automatic payroll deposits. |
| $5,000 – $20,000No monthly fee on balances $500 and over. Opening minimum deposit of $25 is waived with automatic payroll deposits. | 0.55% | $55 | No monthly fee on balances $500 and over. Opening minimum deposit of $25 is waived with automatic payroll deposits. |
| $20,000 – $50,000No monthly fee on balances $500 and over. Opening minimum deposit of $25 is waived with automatic payroll deposits. | 1.55% | — | No monthly fee on balances $500 and over. Opening minimum deposit of $25 is waived with automatic payroll deposits. |
| $50,000 and upNo monthly fee on balances $500 and over. Opening minimum deposit of $25 is waived with automatic payroll deposits. | 2.10% | — | No monthly fee on balances $500 and over. Opening minimum deposit of $25 is waived with automatic payroll deposits. |
Sources (2)
All captured Oct 15, 2026
IRA Variable Rate Savings Account
1.75%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rateAny balance | 1.75% | $175 | Variable rate |
Sources (1)
- jonesbank.com/personal/interest-rates · captured Oct 15, 2026
Christmas Club Savings Account
0.40%APY
If any withdrawal is made from this account before October 31, this account may be closed.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.40% | $40 |
Sources (2)
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.