Credit union · NCUA insured
JM Associates FCU Credit Card Rates
Top CarrotJM Associates FCU credit cards start at 9.50% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How JM Associates FCU’s credit card rates compare
Compared with banks and credit unions near Jacksonville, FL, where JM Associates FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
JM Associates FCU
9.50%APR
Visa Signature
Lowest rate
Jax Fire Credit Union
8.64%APR
2nd-lowest rate
SUMA Federal Credit Union
9.00%APR
JM Associates FCU credit card score
87
Credit card score
Higher than 78% of U.S. banks and credit unions
- Purchase APRPurchase APR9.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where JM Associates FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic
Fixed interest rate. Credit limits start at $1,000. No cash advance fee, balance transfer fee, or inactivity fee. Loans are subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.88% | None | Fixed rate. Low, fixed interest rate. Credit line starts at $1,000. No cash advance fee, balance transfer fee, or inactivity fee. |
Visa Gold Rewards
Variable APR tied to The Wall Street Journal Prime Rate (5.50% + Prime). Credit lines start at $5,000. No annual fee. Loans are subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.25% | None | Variable APR equals 5.50% + Prime (tied to The Wall Street Journal Prime Rate). Credit line starts at $5,000. No annual fee. No cash advance, balance transfers, or transaction fees. 1% cashback on purchases. |
Visa Signature
Variable APR tied to The Wall Street Journal Prime Rate (2.50% + Prime). Credit lines start at $10,000. Loans are subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.25% | None | Variable APR equals 2.50% + Prime (tied to The Wall Street Journal Prime Rate). Credit line starts at $10,000. Cash Back is automatically deposited into a High Yield Savings account that earns 5%. |
Who can join JM Associates FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Associates, retirees, and interns of JM Family Enterprises, Inc. and its affiliated companies are eligible for membership.
Family and household
- Immediate family members (spouse, parent, child, sibling, grandparent, or grandchild, including step and adoptive relationships) or surviving spouses of JMAFCU members are eligible for membership.
Cost to join
- Membership requires a $5 deposit into a Share Savings account.
- Membership requires a $5 membership fee.
Membership information collected October 5, 2026.