Credit union · NCUA insured
Jefferson Credit Union Credit Card Rates
Jefferson Credit Union credit cards start at 12.65% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Jefferson Credit Union’s credit card rates compare
Compared with banks and credit unions near Birmingham, AL, where Jefferson Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Jefferson Credit Union
12.65%APR
- Up to
- —
Visa Signature Rewards Credit Card
Lowest rate
AmFirst
7.80%APR
- Up to
- —
2nd-lowest rate
AOD Federal Credit Union
8.49%APR
- Up to
- 16.99% APR
Jefferson Credit Union credit card score
69
Credit card score
Higher than 25% of U.S. banks and credit unions
- Purchase APRPurchase APR12.65%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Jefferson Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Personal Credit Cards–Secured
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.65% | None | — |
Sources (1)
- jeffersoncreditunion.org/rates · captured Oct 22, 2026
Visa Classic Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.25% | None | — |
Sources (2)
All captured Oct 22, 2026
Visa Signature Rewards Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.65% | None | — |
Sources (2)
All captured Oct 22, 2026
Who can join Jefferson Credit Union
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