Credit union · NCUA insured
Jefferson County Teachers Credit Union Auto Loan Rates
Jefferson County Teachers Credit Union auto loans start at 5.00% APR for a new vehicle and 6.50% for a used one. Rates checked October 15, 2026.
How Jefferson County Teachers Credit Union’s auto loan rates compare
Compared with banks and credit unions near Tallahassee, FL, where Jefferson County Teachers Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Jefferson County Teachers Credit Union
5.00%APR
- Terms
- up to 84 months
- Up to
- —
- Discount
- Included in the rate
New Vehicle
Lowest rate
tMH Federal Credit Union
3.35%APR
- Terms
- up to 60 months
- Up to
- 18.00% APR
- Discount
- None included
2nd-lowest rate
BCFCU
3.89%APR
- Terms
- 49–60 months
- Up to
- —
- Discount
- None included
Jefferson County Teachers Credit Union auto loan score
71
Auto loan score
Higher than 28% of U.S. banks and credit unions
- New vehicleNew5.00%
- Used vehicleUsed6.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Jefferson County Teachers Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicle
Rates shown reflect maximum discounts available. Rates are subject to change at any time. Rates are based on individual's creditworthiness. All credit union loans are calculated as simple interest.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 5.00% | Rates shown reflect maximum discounts available. Rates are subject to change at any time. Rates are based on individual's creditworthiness. |
| up to 36 months | 5.00% | Rates shown reflect maximum discounts available. Rates are subject to change at any time. Rates are based on individual's creditworthiness. |
| up to 48 months | 5.00% | Rates shown reflect maximum discounts available. Rates are subject to change at any time. Rates are based on individual's creditworthiness. |
| up to 60 months | 5.00% | Rates shown reflect maximum discounts available. Rates are subject to change at any time. Rates are based on individual's creditworthiness. |
| up to 72 months | 5.00% | Rates shown reflect maximum discounts available. Rates are subject to change at any time. Rates are based on individual's creditworthiness. |
| up to 84 months | 5.00% | Rates shown reflect maximum discounts available. Rates are subject to change at any time. Rates are based on individual's creditworthiness. |
Sources (2)
All captured Oct 5, 2026
Used Autos
Rates shown reflect maximum discounts available. Rates are subject to change at any time. Rates are based on individual's creditworthiness. All credit union loans are calculated as simple interest.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 6.50% | Rates shown reflect maximum discounts available. Rates are subject to change at any time. Rates are based on individual's creditworthiness. |
| up to 36 months | 6.50% | Rates shown reflect maximum discounts available. Rates are subject to change at any time. Rates are based on individual's creditworthiness. |
| up to 48 months | 6.50% | Rates shown reflect maximum discounts available. Rates are subject to change at any time. Rates are based on individual's creditworthiness. |
| up to 60 months | 6.50% | Rates shown reflect maximum discounts available. Rates are subject to change at any time. Rates are based on individual's creditworthiness. |
Sources (2)
All captured Oct 5, 2026
Who can join Jefferson County Teachers Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons living, working, or worshiping in Jefferson County are eligible for membership.
Employers and groups
- Employees of the credit union are eligible for membership.
- Employees of the Jefferson County Senior Citizens Center are eligible for membership.
- Employees of Aucilla Solid Waste Administration are eligible for membership.
Military, government and schools
- Employees of Aucilla Christian Academy are eligible for membership.
- Employees of the City of Monticello are eligible for membership.
6 more ways to join
Military, government and schools
- Employees of the Jefferson County Board of County Commissioners are eligible for membership.
- Employees of the Jefferson County Health Department are eligible for membership.
- Employees of the Jefferson County School Board are eligible for membership.
- Employees of Somerset Academy Charter School K-12 at Jefferson County are eligible for membership.
- State of Florida employees who are currently working, retired, or residing in Jefferson County are eligible for membership.
Family and household
- Immediate family members and combinations of eligible persons are eligible for membership.
Cost to join
- A $5 minimum balance is required in a Share (savings) account.
Membership information collected October 5, 2026.