Credit union · NCUA insured
tMH Federal Credit Union Auto Loan Rates
Top CarrottMH Federal Credit Union auto loans start at 3.35% APR for a new vehicle and 5.29% for a used one. Rates checked October 15, 2026.
How tMH Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Tallahassee, FL, where tMH Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
tMH Federal Credit Union
3.35%APR
- Terms
- up to 60 months
- Up to
- 18.00% APR
New Auto/ Used Auto (Five Years or Newer)
2nd-lowest rate
BCFCU
3.89%APR
- Terms
- 49–60 months
- Up to
- —
3rd-lowest rate
Champions First Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- —
tMH Federal Credit Union auto loan score
89
Auto loan score
Higher than 89% of U.S. banks and credit unions
- New vehicleNew3.35%
- Used vehicleUsed5.29%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where tMH Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto/ Used Auto (Five Years or Newer)
Available to qualified borrowers; rates may vary based on creditworthiness. Does not apply to refinance existing TMH FCU loans. Membership is subject to eligibility. The lowest auto loan rate available under the Silver Select discount and Pinnacle Share Draft discount is 3.99% APR.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 3.35%–18.00% | — |
| up to 72 months | 3.95%–18.00% | $20,000.00 Minimum |
| up to 84 months | 4.95%–18.00% | $30,000.00 Minimum |
Used Auto (Over Ten Years Old )
Available to qualified borrowers; rates may vary based on creditworthiness. Does not apply to refinance existing TMH FCU loans. Membership is subject to eligibility. The lowest auto loan rate available under the Silver Select discount and Pinnacle Share Draft discount is 3.99% APR.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.79%–18.00% | — |
Used Auto (Ten Years or Newer)
Available to qualified borrowers; rates may vary based on creditworthiness. Does not apply to refinance existing TMH FCU loans. Membership is subject to eligibility. The lowest auto loan rate available under the Silver Select discount and Pinnacle Share Draft discount is 3.99% APR.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.29%–18.00% | — |
Who can join tMH Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of this credit union, persons retired as pensioners or annuitants from qualifying employment, and volunteers are eligible for membership.
- Employees, independent contractors, or self-employed persons who work regularly in the Health Care Industry in specified Florida and Georgia counties are eligible for membership.
Family and household
- Members of the immediate family or household of eligible persons are eligible for membership.
- Spouses of persons who died while within the field of membership of this credit union are eligible.
Other ways
- Organizations of eligible persons, and corporate or other legal entities in this charter as defined in the NCUA Chartering and Field of Membership Manual, are eligible.
Cost to join
- A $5.00 deposit into a share account is required to open an account and become a member.
Membership information collected October 5, 2026.