Credit union · NCUA insured
Isabella Community Credit Union Auto Loan Rates
Isabella Community Credit Union auto loans start at 4.90% APR for a new vehicle and 4.90% for a used one. Rates checked October 16, 2026.
How Isabella Community Credit Union’s auto loan rates compare
Compared with banks and credit unions near Mount Pleasant, MI, where Isabella Community Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Isabella Community Credit Union
4.90%APR
- Terms
- up to 60 months
Automobiles, Cars, and Light Trucks
Lowest rate
Members First Credit Union
4.74%APR
- Terms
- up to 60 months
3rd-lowest rate
Wildfire Credit Union
5.09%APR
- Terms
- 12–60 months
Isabella Community Credit Union auto loan score
86
Auto loan score
Higher than 73% of U.S. banks and credit unions
- New vehicleNew4.90%
- Used vehicleUsed4.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Isabella Community Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Automobiles, Cars, and Light Trucks
100% financing available to qualified applicants. A higher rate or shorter term may apply if applicant does not qualify. Credit is subject to approval. Rates based on credit score. Salvage Titles up to 75% financing. Refinance discount offer: 2% rate discount when refinancing from another lender (minimum $5,000, proof of current rate required, rate not below lowest published rate, excludes existing ICCU loans).
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.90% | New to 2019 vehicles. Term: Up to 60 months. |
| 61–66 months | 5.15% | New to 2019 vehicles. Term: 61 to 66 Months. |
| 67–72 months | 5.40% | New to 2019 vehicles. Term: 67 to 72 months. |
| 73–84 months | 5.70% | New to 2023 vehicles. Term: 73 to 84 months. |
Street Motorcycles, ATVs, and Snowmobiles
100% financing available to qualified applicants. A higher rate or shorter term may apply if applicant does not qualify. Credit is subject to approval. Rates based on credit score. Rates, terms, and conditions are subject to change at any time. No cash out refinances.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 7.95% | New to 2019 vehicles. Term: 60 Months. |
| up to 72 months | 8.40% | New to 2019 vehicles. Term: 72 Months. |
Sources (1)
- iccuonline.com/current-rates · captured Oct 7, 2026
Who can join Isabella Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to anyone who lives or works in Isabella County or one of the surrounding counties (Clare, Gladwin, Gratiot, Midland, Montcalm, Mecosta, and Osceola).
Family and household
- Eligibility is open to anyone who is related to a current ICCU member.
Cost to join
- A $5.00 deposit is required to open a savings account for membership.
Membership information collected October 5, 2026.