Bank · FDIC insured
Investment Savings Bank Savings Rates
Investment Savings Bank’s best savings rate is 0.25% APY on $10,000, with its Money Market Deposit Account. Rates checked October 16, 2026.
How Investment Savings Bank’s savings rates compare
Compared with banks and credit unions near Altoona, PA, where Investment Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Investment Savings Bank
0.25%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $25
Money Market Deposit Account
Top rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Reliance Bank
2.00%APY
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000 a year
- $200
Investment Savings Bank savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.90%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Investment Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Deposit Account
0.25%APY
Available to any individual, sole proprietorship, or non-profit corporation, partnership and for-profit corporate entity. Certain restrictions may apply. Minimum deposit to open is $2,500.00. No monthly service charge.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Minimum balance to obtain APY: Less Than $2,500.00. The rate may change after the account is opened. | 0.05% | — | Minimum balance to obtain APY: Less Than $2,500.00. The rate may change after the account is opened. |
| $2,500 – $10,000Minimum balance to obtain APY: $2,500.00 - $9,999.99. The rate may change after the account is opened. | 0.10% | — | Minimum balance to obtain APY: $2,500.00 - $9,999.99. The rate may change after the account is opened. |
| $10,000 – $25,000Minimum balance to obtain APY: $10,000.00 - $24,999.99. The rate may change after the account is opened. | 0.25% | $25 | Minimum balance to obtain APY: $10,000.00 - $24,999.99. The rate may change after the account is opened. |
| $25,000 – $50,000Minimum balance to obtain APY: $25,000.00 - $49,999.99. The rate may change after the account is opened. | 0.50% | — | Minimum balance to obtain APY: $25,000.00 - $49,999.99. The rate may change after the account is opened. |
| $50,000 – $100,000Minimum balance to obtain APY: $50,000.00 - $99,999.99. The rate may change after the account is opened. | 0.70% | — | Minimum balance to obtain APY: $50,000.00 - $99,999.99. The rate may change after the account is opened. |
| $100,000 and upMinimum balance to obtain APY: $100,000.00 and Above. The rate may change after the account is opened. | 0.90% | — | Minimum balance to obtain APY: $100,000.00 and Above. The rate may change after the account is opened. |
Sources (1)
- investmentsb.bank/deposits/money-market-deposit-account · captured Sep 17, 2026
Savings Account
0.10%APY
Available to any individual, organization, and corporation. Rate may change after account opening. Fees could reduce earnings. Limit of 6 preauthorized or automatic transfers/withdrawals per month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $20 and upInterest earned on $20.00 balance or more. Variable rate subject to change.$20 and up | 0.10% | $10 | Interest earned on $20.00 balance or more. Variable rate subject to change. |
Sources (1)
- investmentsb.bank/deposits/savings-account · captured Sep 17, 2026
Special-purpose accounts
Christmas Club
0.25%APY
Available to any individual or business. Matures in October. Penalty for early withdrawals is $5.00 and no interest earned on balance. Club account term is 1 year or less. Rate may change after opening. Fees could reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $20 and upMatures in October. Interest compounds daily. A balance of $20.00 must be maintained to earn interest. Rate may change after opening.$20 and up | 0.25% | $25 | Matures in October. Interest compounds daily. A balance of $20.00 must be maintained to earn interest. Rate may change after opening. |
Sources (2)
All captured Sep 17, 2026
Vacation Club
0.25%APY
Available to any individual or business. Matures in April. Penalty for early withdrawals is $5.00 and no interest earned on balance. Club account term is 1 year or less. Rate may change after opening. Fees could reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $20 and upMatures in April. Interest compounds daily. A balance of $20.00 must be maintained to earn interest. Rate may change after opening. Check mailed to customer at maturity.$20 and up | 0.25% | $25 | Matures in April. Interest compounds daily. A balance of $20.00 must be maintained to earn interest. Rate may change after opening. Check mailed to customer at maturity. |
Sources (2)
All captured Sep 17, 2026
Kidz Klub Savings
0.10%APY
Available to children 16 years of age and younger. Parents may be co-owners as long as the child is primary owner. Rate may change after account opening. Fees could reduce earnings. Limit of 6 preauthorized or automatic transfers/withdrawals per month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $20 and upInterest earned on $20.00 balance or more. Variable rate subject to change. Bank deposits $5.00 bonus into each account opened (limit one per child).$20 and up | 0.10% | $10 | Interest earned on $20.00 balance or more. Variable rate subject to change. Bank deposits $5.00 bonus into each account opened (limit one per child). |
Sources (2)
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.