Bank · FDIC insured
Investar Bank Savings Rates
A $3.9B bank, the 342nd largest of 4,207, headquartered in Baton Rouge, LA, with 36 branches in 3 states.
How Investar Bank’s savings rates compare
Compared with banks and credit unions in Louisiana, where Investar Bank has the most branches. $10,000, best rate first.
This bank’s best
Investar Bank
1.89%APY
- Requires
- Conditions apply
- Minimum
- $50,000.01
- Earns on $10,000 a year
- —
Investar Plus Money Market
Top rate
Centric Federal Credit Union
4.01%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $401
2nd-highest rate
Baton Rouge Telco FCU
3.85%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $385
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Investar Plus Money Market
Up to 3.57%APY
North Texas Market Only. Minimum to open is $2,500.00. Promotional Rates are available In-Branch Only. A monthly service charge of $10 will apply if the daily balance falls below $2,500 any day of the monthly statement cycle.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50,000 – $250,000Promotional Interest Rate (first 121 days): 3.75%. Interest Rate after promotional period: 0.95%. Blended APY: 1.89%. Monthly fee of $10 waived if daily balance does not fall below $2,500 any day of the statement cycle. | 1.89% | — | Promotional Interest Rate (first 121 days): 3.75%. Interest Rate after promotional period: 0.95%. Blended APY: 1.89%. Monthly fee of $10 waived if daily balance does not fall below $2,500 any day of the statement cycle. |
| $50,000 – $250,000Interest Rate after promotional period (after 121-day introductory period ends). Promotional rate for first 121 days is 3.75%. Blended APY: 1.89%. Monthly fee of $10 waived if daily balance does not fall below $2,500 any day of the statement cycle. | 1.89% | — | Interest Rate after promotional period (after 121-day introductory period ends). Promotional rate for first 121 days is 3.75%. Blended APY: 1.89%. Monthly fee of $10 waived if daily balance does not fall below $2,500 any day of the statement cycle. |
| $250,000 – $500,000Promotional Interest Rate (first 121 days): 3.75%. Interest Rate after promotional period: 1.36%. Blended APY: 2.17%. Monthly fee of $10 waived if daily balance does not fall below $2,500 any day of the statement cycle. | 2.17% | — | Promotional Interest Rate (first 121 days): 3.75%. Interest Rate after promotional period: 1.36%. Blended APY: 2.17%. Monthly fee of $10 waived if daily balance does not fall below $2,500 any day of the statement cycle. |
| $250,000 – $500,000Interest Rate after promotional period (after 121-day introductory period ends). Promotional rate for first 121 days is 3.75%. Blended APY: 2.17%. Monthly fee of $10 waived if daily balance does not fall below $2,500 any day of the statement cycle. | 2.17% | — | Interest Rate after promotional period (after 121-day introductory period ends). Promotional rate for first 121 days is 3.75%. Blended APY: 2.17%. Monthly fee of $10 waived if daily balance does not fall below $2,500 any day of the statement cycle. |
| $500,000 – $1,000,000Promotional Interest Rate (first 121 days): 3.75%. Interest Rate after promotional period: 3.15%. Blended APY: 3.40%. Monthly fee of $10 waived if daily balance does not fall below $2,500 any day of the statement cycle. | 3.40% | — | Promotional Interest Rate (first 121 days): 3.75%. Interest Rate after promotional period: 3.15%. Blended APY: 3.40%. Monthly fee of $10 waived if daily balance does not fall below $2,500 any day of the statement cycle. |
| $500,000 – $1,000,000Interest Rate after promotional period (after 121-day introductory period ends). Promotional rate for first 121 days is 3.75%. Blended APY: 3.40%. Monthly fee of $10 waived if daily balance does not fall below $2,500 any day of the statement cycle. | 3.40% | — | Interest Rate after promotional period (after 121-day introductory period ends). Promotional rate for first 121 days is 3.75%. Blended APY: 3.40%. Monthly fee of $10 waived if daily balance does not fall below $2,500 any day of the statement cycle. |
| $1,000,000 – $5,000,000Promotional Interest Rate (first 121 days): 3.75%. Interest Rate after promotional period: 3.20%. Blended APY: 3.44%. Monthly fee of $10 waived if daily balance does not fall below $2,500 any day of the statement cycle. | 3.44% | — | Promotional Interest Rate (first 121 days): 3.75%. Interest Rate after promotional period: 3.20%. Blended APY: 3.44%. Monthly fee of $10 waived if daily balance does not fall below $2,500 any day of the statement cycle. |
| $1,000,000 – $5,000,000Interest Rate after promotional period (after 121-day introductory period ends). Promotional rate for first 121 days is 3.75%. Blended APY: 3.44%. Monthly fee of $10 waived if daily balance does not fall below $2,500 any day of the statement cycle. | 3.44% | — | Interest Rate after promotional period (after 121-day introductory period ends). Promotional rate for first 121 days is 3.75%. Blended APY: 3.44%. Monthly fee of $10 waived if daily balance does not fall below $2,500 any day of the statement cycle. |
| Over $5,000,000Promotional Interest Rate (first 121 days): 3.75%. Interest Rate after promotional period: 3.40%. Blended APY: 3.57%. Monthly fee of $10 waived if daily balance does not fall below $2,500 any day of the statement cycle. | 3.57% | — | Promotional Interest Rate (first 121 days): 3.75%. Interest Rate after promotional period: 3.40%. Blended APY: 3.57%. Monthly fee of $10 waived if daily balance does not fall below $2,500 any day of the statement cycle. |
| Over $5,000,000Interest Rate after promotional period (after 121-day introductory period ends). Promotional rate for first 121 days is 3.75%. Blended APY: 3.57%. Monthly fee of $10 waived if daily balance does not fall below $2,500 any day of the statement cycle. | 3.57% | — | Interest Rate after promotional period (after 121-day introductory period ends). Promotional rate for first 121 days is 3.75%. Blended APY: 3.57%. Monthly fee of $10 waived if daily balance does not fall below $2,500 any day of the statement cycle. |
Sources (1)
- investarbank.com/investar-money-market-ntx · captured Sep 18, 2026
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