Credit union · NCUA insured
Interior Federal Credit Card Rates
Interior Federal credit cards start at 11.35% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Interior Federal’s credit card rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Interior Federal has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Interior Federal
11.35%APR
- Up to
- —
Visa Platinum Credit Card
Lowest rate
American Broadcast Employees FCU
6.99%APR
- Up to
- —
2nd-lowest rate
IDB Global Federal Credit Union
7.00%APR
- Up to
- 18.00% APR
Interior Federal credit card score
76
Credit card score
Higher than 42% of U.S. banks and credit unions
- Purchase APRPurchase APR11.35%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Interior Federal ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum Credit Card
Credit limit $250 - $20,000. Rates are variable and tied to the Prime rate. Intro rate of 2.90% APR for 6 months on balance transfers. No annual fee, balance transfer fee, cash advance fee, or foreign transaction fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.35% | None | Variable APR as low as 11.35% based on creditworthiness. Credit limits $250 - $20,000. No annual fee. Rates variable tied to Prime rate. |
| Intro, 6 months | 2.90% | None | Introductory rate on balance transfers for 6 billing cycles from card issue date; then regular variable rate as low as 11.35% APR. No balance transfer fee. |
Sources (1)
- interiorfederal.org/spend-save/credit-cards · captured Oct 15, 2026
Visa Platinum Rewards Credit Card
Credit limit $250 - $20,000. Rates are variable and tied to the Prime rate. Intro rate of 2.90% APR for 6 months on balance transfers. No annual fee, balance transfer fee, cash advance fee, or foreign transaction fees. Earn 1 point per $1 spent.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.35% | None | Variable APR as low as 13.35% based on creditworthiness. Credit limits $250 - $20,000. No annual fee. Earn rewards points. Rates variable tied to Prime rate. |
| Intro, 6 months | 2.90% | None | Introductory rate on balance transfers for 6 billing cycles from card issue date; then regular variable rate as low as 13.35% APR. No balance transfer fee. |
Sources (1)
- interiorfederal.org/spend-save/credit-cards · captured Oct 15, 2026
Young Adult Visa Credit Card
For young adults ages 18 to 26 years old. Converts to regular membership rates upon turning 27. Includes 0% intro APR on purchases for first 6 months.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory rate of 0% APR for first 6 billing cycles from card issue date; then rates as low as 11.35% APR. For members ages 18 to 26. |
| Ongoing | 11.35% | None | Regular variable rate as low as 11.35% APR following introductory period for Visa Platinum. For members ages 18 to 26. |
| Intro, 6 months | 2.90% | None | Introductory rate of 2.90% APR for the first 6 months on balance transfers, then rates as low as 11.35% APR (Visa Platinum) or 13.35% APR (Visa Platinum Rewards). |
Sources (1)
- interiorfederal.org/spend-save/young-adult · captured Oct 15, 2026
Who can join Interior Federal
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Anyone can become eligible by joining partner association Public Lands Foundation at no cost.
Employers and groups
- Available to members/employees of Public Lands Alliance (PLA) as a Select Employee Group.
- Available to non-DOI employees, volunteers, and retirees (and members where designated) of specified partner organizations.
Military, government and schools
- Available to DOI on-site contractors.
- Available to DOI employees nationwide.
- Available to all DOI retirees.
2 more ways to join
Military, government and schools
- Available to volunteers for a DOI organization or national park.
Family and household
- Available to spouses, children, siblings, parents, grandparents, grandchildren, and household members living in the same residence who maintain a single economic unit.
Cost to join
- Submit $25 for your membership share through your funding choice.
Membership information collected October 4, 2026.