Credit union · NCUA insured
Insight Credit Union Auto Loan Rates
Insight Credit Union auto loans start at 5.49% APR for a new vehicle and 5.69% for a used one. Rates checked October 15, 2026.
How Insight Credit Union’s auto loan rates compare
Compared with banks and credit unions near Orlando, FL, where Insight Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Insight Credit Union
5.49%APR
- Terms
- up to 84 months
- Up to
- 16.50% APR
New Autos
Lowest rate
TruGrocer Federal Credit Union
3.99%APR
- Terms
- 24–84 months
- Up to
- —
2nd-lowest rate
Unity of Eatonville FCU
3.99%APR
- Terms
- up to 72 months
- Up to
- —
Insight Credit Union auto loan score
71
Auto loan score
Higher than 29% of U.S. banks and credit unions
- New vehicleNew5.49%
- Used vehicleUsed5.69%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Insight Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Experienced/Classic Autos
Actual rate customized based on credit characteristics. 0.25% APR autodraft discount available when autodrafting payment from existing Insight Credit Union checking account (new checking accounts must be verified and approved). Members with a credit score of 660 or higher may be eligible for 90-days deferred payments.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 9.19%–17.00% | Daily Periodic Rate: 0.025178% - 0.046575%. |
Sources (2)
All captured Oct 7, 2026
New Autos
Qualified members can finance up to 100% of the MSRP for new cars and trucks. Actual rate customized based on credit characteristics. 0.25% APR autodraft discount available when autodrafting payment from existing Insight Credit Union checking account (new checking accounts must be verified and approved). Members with a credit score of 660 or higher may be eligible for 90-days deferred payments.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.49%–16.50% | Daily Periodic Rate: 0.015041% - 0.045205%. |
Sources (2)
All captured Oct 7, 2026
New Motorcycle
New motorcycle financing with terms up to 72 months. Actual rate customized based on credit characteristics.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 7.49%–15.04% | Daily Periodic Rate: 0.020520% - 0.041205%. |
Sources (1)
- insightcreditunion.com/borrow/vehicle-loans · captured Oct 7, 2026
Used Autos
Qualified members can finance up to 100% of the NADA retail price for used vehicles. Actual rate customized based on credit characteristics. 0.25% APR autodraft discount available when autodrafting payment from existing Insight Credit Union checking account (new checking accounts must be verified and approved). Members with a credit score of 660 or higher may be eligible for 90-days deferred payments.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.69%–16.50% | Daily Periodic Rate: 0.015589% - 0.045205%. |
Sources (2)
All captured Oct 7, 2026
Used Motorcycle
Used motorcycle financing with terms up to 72 months. Actual rate customized based on credit characteristics.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 7.99%–15.54% | Daily Periodic Rate: 0.021890% - 0.042575%. |
Sources (1)
- insightcreditunion.com/borrow/vehicle-loans · captured Oct 7, 2026
Who can join Insight Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.