Credit union · NCUA insured
Indiana Members Credit Union Credit Card Rates
Top CarrotIndiana Members Credit Union doesn’t publish an ongoing APR for its credit cards, only a 12-month introductory rate. Rates checked October 15, 2026.
How Indiana Members Credit Union’s credit card rates compare
Compared with banks and credit unions near Indianapolis, IN, where Indiana Members Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Indiana Members Credit Union
– –
No ongoing APR published
Lowest rate
Christian Family Credit Union
8.90%APR
2nd-lowest rate
Firefighters Credit Union
8.90%APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa® Platinum
Annual membership fee: No Fee. Due date at least 25 days after the close of each billing cycle. Foreign transaction fee up to 2%. Balance transfer fee 3% ($5 min), cash advance fee 4% ($5 min). Variable APR capped at 25.00%. Offers a lower rate in lieu of rewards.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 3.90% | None | Introductory APR for 12 months from account opening on purchases and balance transfers. Available only for new IMCU consumer credit cards; does not apply to members who have had a previous credit card. |
No ongoing APR is published for this card, only the rate above.
Sources (3)
- imcu.com/credit-card-disclosure
- imcu.com/personal/loans/credit-cards
- imcu.com/personal/loans/loan-rates
All captured Oct 7, 2026
Visa® Platinum Jumpstart
Designed for members age 18 to 21 to build credit. Membership savings account required. Subject to credit approval. Annual membership fee: No Fee. Due date at least 25 days after the close of each billing cycle. Foreign transaction fee up to 2%. Balance transfer fee 3% ($5 min), cash advance fee 4% ($5 min). Variable APR capped at 25.00%. Offers lower rate in lieu of rewards.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 3.90% | None | Introductory APR for 12 months from account opening on purchases and balance transfers. Available only for new IMCU credit cards; does not apply to members who have had a previous credit card. |
No ongoing APR is published for this card, only the rate above.
Visa® Platinum Rewards
Annual membership fee: No Fee. Due date at least 25 days after the close of each billing cycle. Foreign transaction fee up to 2%. Balance transfer fee 3% ($5 min), cash advance fee 4% ($5 min). Variable APR capped at 25.00%. Earns 1 point per $1 spent.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 3.90% | None | Introductory APR for 12 months from account opening on purchases and balance transfers. Available only for new IMCU consumer credit cards; does not apply to members who have had a previous credit card. |
No ongoing APR is published for this card, only the rate above.
Sources (3)
- imcu.com/credit-card-disclosure
- imcu.com/personal/loans/credit-cards
- imcu.com/personal/loans/loan-rates
All captured Oct 7, 2026
Visa® Platinum Rewards Jumpstart
Designed for members age 18 to 21 to build credit. Membership savings account required. Subject to credit approval. Annual membership fee: No Fee. Due date at least 25 days after the close of each billing cycle. Foreign transaction fee up to 2%. Balance transfer fee 3% ($5 min), cash advance fee 4% ($5 min). Variable APR capped at 25.00%. Earns 1 point per $1 spent, with double rewards for the first 12 months with on-time payments.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 3.90% | None | Introductory APR for 12 months from account opening on purchases and balance transfers. Available only for new IMCU credit cards; does not apply to members who have had a previous credit card. |
No ongoing APR is published for this card, only the rate above.
Visa® Signature
Annual membership fee: No Fee. Due date at least 25 days after the close of each billing cycle. Foreign transaction fee up to 2%. Balance transfer fee 3% ($5 min), cash advance fee 4% ($5 min). Variable APR capped at 25.00%.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 3.90% | None | Introductory APR for 12 months from account opening on purchases and balance transfers. Available only for new IMCU consumer credit cards; does not apply to members who have had a previous credit card. |
No ongoing APR is published for this card, only the rate above.
Sources (3)
- imcu.com/credit-card-disclosure
- imcu.com/personal/loans/credit-cards
- imcu.com/personal/loans/loan-rates
All captured Oct 7, 2026
Who can join Indiana Members Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives or works in eligible counties across Central Indiana, Southern Indiana, or parts of Northern Kentucky is eligible to join.
Family and household
- Immediate family members of eligible individuals may qualify for membership.
Cost to join
- Membership requires opening a share account (deposit amount unstated).
Membership information collected October 5, 2026.