Credit union · NCUA insured
ILWU Credit Union Credit Card Rates
ILWU Credit Union credit card rates start at 9.95% APR. Rates checked October 16, 2026.
How ILWU Credit Union’s credit card rates compare
Compared with banks and credit unions near Los Angeles, CA, where ILWU Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
ILWU Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
F&A Credit Union
6.90%APR
- Up to
- 14.50% APR
2nd-lowest rate
Fox Federal Credit Union
6.95%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum CARGO Rewards Visa
Credit limit up to $30,000. Actual rate and credit line determined by individual credit profile and ability to repay. Cash advance rates range from 13.45% to 17.95% APR.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 2.95%–8.95% | None | 12-Month Introductory Rate on purchases and balance transfers for first 12 billing cycles from account opening. Existing ILWU CU loan/credit card balances not eligible for intro APR. |
| Ongoing | 11.45%–17.95% | None | Standard non-variable / variable rate after 12-month introductory period. |
Sources (3)
- ilwucu.org/loans/credit_cards
- ilwucu.org/rates/credit_card_and_personal_loans
- ilwucu.org/platinum_rewards_visa
All captured Oct 7, 2026
Platinum Visa Credit Card
Limits up to $30,000. Actual rate and credit line determined by individual credit profile and ability to repay. Cash advance rates range from 12.00% to 18.00% APR.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 2.95%–8.95% | None | 12-Month Introductory Rate on purchases and balance transfers for first 12 billing cycles from account opening. Existing ILWU CU loan/credit card balances not eligible for intro APR. |
| Ongoing | 9.95%–15.95% | None | Standard non-variable / variable rate after 12-month introductory period. |
Sources (2)
All captured Oct 7, 2026
Secured VISA Credit Card
Limits from $500 up to $5,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.95% | None | — |
Sources (2)
All captured Oct 7, 2026
Who can join ILWU Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of the ILWU Alaska Locals 200 and 2201 are eligible for membership.
- Members of the ILWU Alaska Longshore Division are eligible for membership.
- Members of the Inlandboatman’s Union (IBU) - Marine Division of the ILWU are eligible for membership.
- Anyone who is a member of the ILWU in California is eligible for membership.
- Members and employees of Portland Industrial Workers of the World are eligible for membership.
- Members of ILWU Local 142 are eligible for membership.
4 more ways to join
Employers and groups
- Class A and Class B members and employees of Locals 5, 8, 28, 40, and 92 of the ILWU in Portland, Oregon, who work for PMA are eligible for membership.
- Members and employees of S.M.A.R.T. (Sheet Metals, Air, Rail, Transportation) are eligible for membership.
Family and household
- Immediate family members (grandparents, parents, spouse, domestic partners, children, grandchildren, siblings, aunts, uncles, nieces and nephews) of qualifying ILWU members are eligible for membership.
- Immediate family members (grandparents, parents, spouse, domestic partners, children, grandchildren, siblings, aunts, uncles, nieces and nephews) of qualifying Portland union group members are eligible for membership.
Cost to join
- A $5 minimum opening deposit is required for an ILWU Credit Union Savings Account.
- A $1 membership fee is required to join.
Membership information collected October 5, 2026.