Credit union · NCUA insured
ILA Local 1235 Federal Credit Union Savings Rates
ILA Local 1235 Federal Credit Union’s best savings rate is 0.10% APY on $10,000, with its Share Accounts. Rates checked October 22, 2026.
How ILA Local 1235 Federal Credit Union’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where ILA Local 1235 Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
ILA Local 1235 Federal Credit Union
0.10%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $10
Share Accounts
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
ILA Local 1235 Federal Credit Union savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where ILA Local 1235 Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Accounts
0.10%APY
Primary account for all members; dividends paid quarterly based on average daily balance; requires a minimum balance of $5.00 to remain active.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends paid quarterly based on average daily balance. Minimum balance of $5.00 to remain active.$5 and up | 0.10% | $10 | Dividends paid quarterly based on average daily balance. Minimum balance of $5.00 to remain active. |
Sources (3)
All captured Oct 15, 2026
Special-purpose accounts
Club Accounts
1.51%APY
Vacation club distribution date 5/1, Holiday club distribution date 11/1.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVacation 5/1, Holiday 11/1. Rate subject to change without notice.Any balance | 1.51% | $151 | Vacation 5/1, Holiday 11/1. Rate subject to change without notice. |
Sources (1)
- ila1235fcu.com/pdf/ratechart09012026.pdf · captured Oct 15, 2026
Who can join ILA Local 1235 Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.