Credit union · NCUA insured
ILA Local 1235 Federal Credit Union CD Rates
ILA Local 1235 Federal Credit Union’s best CD rate is 2.99% APY on a 1-year share certificate (CD). Terms run from 6 months to 1 year. Rates checked October 22, 2026.
How ILA Local 1235 Federal Credit Union’s CD rates compare
Compared with banks and credit unions near New York, NY-NJ, where ILA Local 1235 Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
ILA Local 1235 Federal Credit Union
2.99%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $299
Share Certificates
Top rate
Liberty Bank of New Jersey
5.00%APY
- Term
- 4 months
- Minimum
- $1,000
- Earns on $10,000
- $164
2nd-highest rate
Palisades Credit Union
5.00%APY
- Term
- 11 months
- Minimum
- $500
- Earns on $10,000
- $457
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 2.99%APY · 2 terms
6 month to 1year term certificates. minimum deposit is $1,000. You will not be able to make additional deposits to an existing account. We may impose a penalty if you withdraw from your account before the maturity date. RATE VARIES BASED ON CREDIT SCORE. RATES SUBJECT TO CHANGE WITHOUT NOTICE.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.25% | $112 |
| 12 months | 2.99% | $299 |
Sources (3)
All captured Sep 19, 2026
Who can join ILA Local 1235 Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.